Waverly Bankruptcy & Debt Lawyer, Washington, page 4

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Beth Louise Harrison

Commercial Bankruptcy, Commercial Real Estate, Litigation, Construction

Status: In Good Standing Licensed: 45 Years

CONTACT

10320 E Desmet Ave, Spokane, WA 99206

Bette J. Teter

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 102 Years

CONTACT

Nine Mile Falls, WA 99026

Beverly R. Volk

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 55 Years

CONTACT

815 S Cowley St, Spokane, WA 99202

Bonnie Lee Moore

Workers' Compensation, Commercial Bankruptcy, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

14627 N Bear Creek Ln, Mead, WA 99021

Brad E. Herr

Family Law, Civil Rights, Bankruptcy, Car Accident

Status: Inactive Licensed: 42 Years

CONTACT

Spokane, WA 99223

Brant L. Stevens

Real Estate, Government, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

222 W Mission Ave, Spokane, WA 99201

Brett Warren Smith

Federal, Business & Trade, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

114 W Brierwood Ave, Spokane, WA 99218

Brian Jefferson Simpson

Commercial Real Estate, Electronic Commerce, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

23515 NE Novelty Hill Rd, Kirkland, WA 98053

Brian Lowell Budsberg

Criminal, Civil Rights, Business & Trade, Bankruptcy

Status: Deceased Licensed: 44 Years

CONTACT

1314 S Grand Blvd, Spokane, WA 99202

Brian Michael Sheehan

Other, Federal Appellate Practice, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

904 W Riverside Ave, Spokane, WA 99201

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Waverly Bankruptcy & Debt Lawyer, Washington, page 4

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Beth Louise Harrison

Bette J. Teter

Beverly R. Volk

Bonnie Lee Moore

Brad E. Herr

Brant L. Stevens

Brett Warren Smith

Brian Jefferson Simpson

Brian Lowell Budsberg

Brian Michael Sheehan

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

WINDING UP

NUISANCE FEES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

PREFERENCE

CREDIT BUREAU

NONPROFIT CORPORATION

BULK SALES LAW

IRS EXPENSES

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