West Sacramento Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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W. Scott de Bie

Bankruptcy

Status: In Good Standing

CONTACT

1107 Second St., Sacramento, CA 95814

Matthew Scott Ritchie

Real Estate, Employment, Family Law, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1025 19Th Street, Sacramento, CA 95811

Eric Andrew Mercer

Foreclosure, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

770 L St, Sacramento, CA 95814

Scott Sagaria

Divorce & Family Law, Family Law, Divorce, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

980 9Th Street, Sacramento, CA 95814

Carla Lou Johansen

Contract, Bankruptcy, Family Law, International

Status: In Good Standing Licensed: 22 Years

CONTACT

2414 16th St, Sacramento, CA 95818

Bret Rudell Rossi

Mass Torts, Dispute Resolution, Contract, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 40 Years

CONTACT

1331 Garden Hwy, Sacramento, CA 95833

Thomas Law Amberg

Commercial Real Estate, Elder Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

331 J St, Sacramento, CA 95814

John Anthony Tosney

Bankruptcy

Status: In Good Standing

CONTACT

331 J St, Sacramento, CA 95814

Linda Dianne Deos

Other, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

428 J Street, Sacramento, CA 95814

Patrick Riazi

Contract, Credit & Debt, Bankruptcy, Litigation

Status: In Good Standing Licensed: 22 Years

CONTACT

428 J Street, Sacramento, CA 95814

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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West Sacramento Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

W. Scott de Bie

Matthew Scott Ritchie

Eric Andrew Mercer

Scott Sagaria

Carla Lou Johansen

Bret Rudell Rossi

Thomas Law Amberg

John Anthony Tosney

Linda Dianne Deos

Patrick Riazi

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISPOSABLE INCOME

DISCHARGE (OF DEBTS)

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT REPORTING ACT (FCRA)

HOUSEHOLDER

FAIR CREDIT BILLING ACT (FCBA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

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