West Sacramento Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Ashley Monique Deguzman

✓ VERIFIED

Bankruptcy, Divorce & Family Law, Estate, Lawsuit & Dispute, Real Estate

A graduate from McGeorge School of Law, with a Bachelors Degree in Biomedical Engineering, and extensive Real Estate experience, she is our resident e... (more)

CONTACT

916-501-0693

1117 2Nd St, Sacramento, CA 95814

W. Scott de Bie

Bankruptcy

Status: In Good Standing

CONTACT

1107 Second St., Sacramento, CA 95814

Danny L. Moore

Landlord-Tenant, Wills & Probate, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

1007 7th St, Sacramento, CA 95814

Anthony Smernes

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 60 Years

CONTACT

750 Hawkcrest Circle, Sacramento, CA 95835

Nekesha L Batty

International, Immigration, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

CONTACT

Sacramento, CA 95834

Ernest Y Chen

Workers' Compensation, Administrative Law, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 16 Years

CONTACT

4616 Duckhorn Dr, Sacramento, CA 95834

Ronald Abraham Cher

Industry Specialties, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

Sacramento, CA 95834

Christine Harris Reysner

Criminal, Civil & Human Rights, Collection, Defamation & Slander

Status: In Good Standing Licensed: 25 Years

CONTACT

2701 Del Paso Rd, Sacramento, CA 95835

Reed Robert Wickham

State Government, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

2542 River Plaza Dr, Sacramento, CA 95833

Reed Wickham

Social Security -- Disability, Business, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

2542 River Plaza Dr, Sacramento, CA 95833

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FCRA

See Fair Credit Reporting Act.

CREDIT FILE

See credit report.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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West Sacramento Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Ashley Monique Deguzman

W. Scott de Bie

Danny L. Moore

Anthony Smernes

Nekesha L Batty

Ernest Y Chen

Ronald Abraham Cher

Christine Harris Reysner

Reed Robert Wickham

Reed Wickham

TIPS

LEGAL TERMS

COSIGNER

DISPOSABLE INCOME

FCRA

CREDIT FILE

CREDIT INSURANCE

SOLE PROPRIETORSHIP

C CORPORATION

CREDIT COUNSELING

IRS EXPENSES

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