Windsor Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Barta

Personal Injury, Foreclosure, Credit & Debt, Bankruptcy

Status: In Good Standing

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131-A Stony Circle, Santa Rosa, CA 95401

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

Status: In Good Standing

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1400 North Dutton Avenue, Santa Rosa, CA 95401

Andrea Elizabeth Michaelsen

Bankruptcy & Debt

Status: In Good Standing

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100 E St, Santa Rosa, CA 95404

Anne Louise Keck

Litigation, Lawsuit & Dispute, Constitutional Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

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228 Windsor River Rd, Windsor, CA 95492

Annette Lee Holland

Real Estate, Civil Rights, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 34 Years

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90 S E St, Santa Rosa, CA 95402

Bob Haroche

Commercial Real Estate, Real Estate, Litigation, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 36 Years

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121 N Main St, Sebastopol, CA 95472

Brian A. Barboza

Bankruptcy, Bankruptcy, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: In Good Standing

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1260 N Dutton Ave, Santa Rosa, CA 95401

Brian Barta

Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

131A Stony Cir, Santa Rosa, CA 95401

Brian Anthony Barboza

Consumer Bankruptcy, Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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141 Stony Cir, Santa Rosa, CA 95401

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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Windsor Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Brian Barta

James Zakasky

Julie S. Kurt

Andrea Elizabeth Michaelsen

Anne Louise Keck

Annette Lee Holland

Bob Haroche

Brian A. Barboza

Brian Barta

Brian Anthony Barboza

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

INTEREST

CREDIT REPORT

UNDUE HARDSHIP

MEETING OF CREDITORS

BULK SALES LAW

ACCORD AND SATISFACTION

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

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