Altadena Bankruptcy & Debt Lawyer, California, page 3

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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jane Margaret Braugh

Consumer Rights, Business, Consumer Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

490 S Fair Oaks Ave, La Canada Flintridge, CA 91105

Sindee Levin

Entertainment, Collection, Intellectual Property

Status: In Good Standing Licensed: 39 Years

CONTACT

556 S Fair Oaks Ave, La Canada Flintridge, CA 91105

Richard John Frick

Land Use & Zoning, Corporate, Contract, Bankruptcy

Status: In Good Standing Licensed: 53 Years

CONTACT

556 S Fair Oaks Ave, La Canada Flintridge, CA 91105

Tomas Andres Ortiz

Other, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

117 E Colorado Blvd, La Canada Flintridge, CA 91105

Todd Becker

Litigation, Employee Rights, Business, Bankruptcy & Debt, Mass Torts

Status: In Good Standing

CONTACT

117 E Colorado Blvd, La Canada Flintridge, CA 91105

Guy Richard Bayley

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

161 E California Blvd, La Canada Flintridge, CA 91105

Leonard Pena

Divorce, Collection, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

402 S Marengo Ave, La Canada Flintridge, CA 91101

Julie Ann Soma

Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

402 S Marengo Ave, La Canada Flintridge, CA 91101

Ronald Melchner Labran

Lawsuit & Dispute, Estate, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

234 E Colorado Blvd, La Canada Flintridge, CA 91101

Marilee Rhyss Bacolod

Lawsuit & Dispute, Government, Gift Taxation, Bankruptcy & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

275 East California Blvd, La Canada Flintridge, CA 91106

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Altadena Bankruptcy & Debt Lawyer, California, page 3

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Jane Margaret Braugh

Sindee Levin

Richard John Frick

Tomas Andres Ortiz

Todd Becker

Guy Richard Bayley

Leonard Pena

Julie Ann Soma

Ronald Melchner Labran

Marilee Rhyss Bacolod

TIPS

LEGAL TERMS

LIEN

DEBIT CARD

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

AUTOMATIC STAY

REAFFIRMATION

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

PRESUMED ABUSE

NO-FAULT INSURANCE

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