American Canyon Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

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870 Market Street, San Francisco, CA 94102

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection, Trusts

Status: Licensed: 33 Years

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300 Tuolumne St, American Canyon, CA 94590

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: Licensed: 15 Years

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728 Texas St, Fairfield, CA 94534

Vincent Wood

Bankruptcy, Collection, Credit & Debt, Reorganization

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1820 Bonanza Street, Walnut Creek, CA 94596

John Claassen

Civil Rights, Corporate, Administrative Law, Collection, Intellectual Property

Status: Licensed: 26 Years

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1261 Locust St, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

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2121 N. California Blvd., Walnut Creek, CA 94596

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

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1300 Clay St, Ste 600, Oakland, CA 94612

Sally Elkington

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

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409 13Th Street, Oakland, CA 94612

Lisa Jane Espada

Litigation, Credit & Debt, Collection, Bankruptcy

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100 Pine St, San Francisco, CA 94111

800-814-6700

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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American Canyon Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

James Zakasky

Jerome J. Ghigliotti

Deborah Durr Ferras

Carmen I Dunbar

Vincent Wood

John Claassen

Chuck Marshall

Eric Boeing

Sally Elkington

Lisa Jane Espada

TIPS

LEGAL TERMS

LIABILITY

SECURED DEBT

WORKOUT

DISCHARGEABLE DEBTS

UNDUE HARDSHIP

DEBT COLLECTOR

401(K) PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISCHARGE (OF DEBTS)

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