American Canyon Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

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21855 Redwood Road, Castro Valley, CA 94546

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

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825 Washington, Oakland, CA 94607

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

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870 Market Street, San Francisco, CA 94102

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

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1335 Sutter Street, San Francisco, CA 94109

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Frank R. Acuña

Estate, Private Judging, Mediation, Collection

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1981 North Broadway, Walnut Creek, CA 94596

Michael Cosentino

Collection

Status: Licensed: 47 Years

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1070 Marina Village Pkwy, Alameda, CA 94501

David Loren Tuttle

Corporate, Labor Law, Collection, Litigation

Status: Licensed: 18 Years

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1620 S Loop Rd, Alameda, CA 94502

Joseph A. Hearst

Collection, Civil Rights, Divorce, Federal Appellate Practice, Litigation

Status: Licensed: 38 Years

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1569 Solano Ave, Albany, CA 94707

Deborah Durr Ferras

Collection, Adoption, Family Law, Wills, Guardianships & Conservatorships

Status: Licensed: 34 Years

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300 Tuolumne St, American Canyon, CA 94590

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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American Canyon Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Matthew M. Spielberg

Jeff D. Hoffman

Jerome J. Ghigliotti

Randall Kay

James Zakasky

Frank R. Acuña

Michael Cosentino

David Loren Tuttle

Joseph A. Hearst

Deborah Durr Ferras

TIPS

LEGAL TERMS

IRS EXPENSES

LIQUIDATING PARTNER

NONEXEMPT PROPERTY

401(K) PLAN

SECURED DEBT

GENERAL PARTNER

C CORPORATION

DOING BUSINESS AS (DBA)

DEFINED CONTRIBUTION PLAN

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