American Canyon Collection Lawyer, California

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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

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21855 Redwood Road, Castro Valley, CA 94546

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

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FREE CONSULTATION

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825 Washington, Oakland, CA 94607

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

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FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

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FREE CONSULTATION

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1335 Sutter Street, San Francisco, CA 94109

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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FREE CONSULTATION

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Frank R. Acuña

Estate, Private Judging, Mediation, Collection

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FREE CONSULTATION

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1981 North Broadway, Walnut Creek, CA 94596

Michael Cosentino

Collection

Status: Licensed: 47 Years

CONTACT

1070 Marina Village Pkwy, Alameda, CA 94501

David Loren Tuttle

Corporate, Labor Law, Collection, Litigation

Status: Licensed: 18 Years

CONTACT

1620 S Loop Rd, Alameda, CA 94502

Joseph A. Hearst

Litigation, Federal Appellate Practice, Divorce, Collection

Status: Licensed: 38 Years

CONTACT

1569 Solano Ave, Albany, CA 94707

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection, Trusts

Status: Licensed: 34 Years

CONTACT

300 Tuolumne St, American Canyon, CA 94590

800-814-6700

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

American Canyon Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Matthew M. Spielberg

Jeff D. Hoffman

Jerome J. Ghigliotti

Randall Kay

James Zakasky

Frank R. Acuña

Michael Cosentino

David Loren Tuttle

Joseph A. Hearst

Deborah Durr Ferras

TIPS

LEGAL TERMS

CCCS

SECRET WARRANTY PROGRAM

NONDISCHARGEABLE DEBTS

WINDING UP

CHAPTER 13 PLAN

FAIR CREDIT BILLING ACT (FCBA)

GENERAL PARTNER

MEETING OF CREDITORS

FCRA

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