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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Andrew J. Luskin

Dispute Resolution, Franchising, Business Organization, Collection

Status:

CONTACT

1010 Northern Blvd., Great Neck, NY 11021

Barbara Stegun Phair

Patent, Mental Health, Licensing, Collection

Status:

CONTACT

1111 Marcus Avenue, New Hyde Park, NY 11042

Barbara Wilkanowski

Motor Vehicle, Criminal, Collection, Household Mold

Status: Licensed: 36 Years

CONTACT

18927 39Th Ave, Flushing, NY 11358

Sean Michael Walsh

Employee Rights, Native People, Contract, Collection

Status: Licensed: 51 Years

CONTACT

25010 Northern Blvd, Little Neck, NY 11362

Daniel Leonard Feldman

Collection, Contract, Collection, Credit & Debt

Status: Licensed: 37 Years

CONTACT

41-46 Main St, Flushing, NY 11355

Eial Girtz

Wills & Probate, Contract, Collection, Car Accident

Status: Licensed: 26 Years

CONTACT

1010 Northern Blvd, Great Neck, NY 11021

Anthony F. Siriano

Criminal, Collection

Status: Licensed: 39 Years

CONTACT

3867 East Tremont Avenue, Bronx, NY 10465

Glenn Stuart Garbus

Collection, Bankruptcy & Debt

Status: Licensed: 28 Years

CONTACT

1981 Marcus Ave, Great Neck, NY 11042

Hal R. Ginsburg

Construction Liens, Complex Litigation, Arbitration, Collection, Tax

Status: Licensed: 41 Years

CONTACT

21548 Jamaica Ave, Queens Village, NY 11428

Edward B. Geller

Consumer Rights, Dispute Resolution, Lawsuit & Dispute, Collection

Status: Licensed: 45 Years

CONTACT

15 Landing Way, Bronx, NY 10464

800-814-6700

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Bayside Collection Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Andrew J. Luskin

Barbara Stegun Phair

Barbara Wilkanowski

Sean Michael Walsh

Daniel Leonard Feldman

Eial Girtz

Anthony F. Siriano

Glenn Stuart Garbus

Hal R. Ginsburg

Edward B. Geller

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

401(K) PLAN

REDEMPTION

SOLE PROPRIETORSHIP

CYBERSQUATTING

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GUARANTOR

GARNISHMENT

DISPOSABLE INCOME

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