Bellwood Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Robert Gomberg

Insurance, Transactions, Banking & Finance, Collection

Status: Licensed: 39 Years

CONTACT

264 East Forest Avenue, Elmhurst, IL 60126

Kelly Patrick Sibert

Real Estate, Collection, Contract, Credit & Debt

Status: Licensed: 17 Years

CONTACT

446 Des Plaines Ave, Forest Park, IL 60130

Cameron Hohlweck Goodman

Divorce & Family Law, Collection, Family Law

Status:

CONTACT

700 Commerce Dr, Hinsdale, IL 60523

Peter H Honigmann

Litigation, Collection, Bankruptcy & Debt, Insurance, Insurance

Status: Licensed: 27 Years

CONTACT

1000 Jorie Blvd, Hinsdale, IL 60523

Matthew Barrette

Commercial Real Estate, Civil Rights, Transactions, Collection, Real Estate

Status: Licensed: 24 Years

CONTACT

120 West 22Nd Street, Hinsdale, IL 60523

Frederick Cappetta

Litigation, Estate Planning, Business & Trade, Collection, Transactions

Status: Licensed: 59 Years

CONTACT

900 Jorie Blvd, Hinsdale, IL 60523

Arthur George Jaros

Estate Planning, Civil Rights, Transactions, Collection

Status: Licensed: 50 Years

CONTACT

1200 Harger Rd, Hinsdale, IL 60523

Timothy Cooper Snyder

General Practice

Status: Licensed: 41 Years

CONTACT

120 E Ogden Ave, Hinsdale, IL 60521

Lillian G. Gonzalez

Landlord-Tenant, Divorce & Family Law, Criminal, Collection

Status: Licensed: 18 Years

CONTACT

8553 W. Ogden, Lyons, IL 60534

Aleksandar Dordevic

Collection

Status: Licensed: 13 Years

CONTACT

1415 W. 22Nd Street, Oak Brook, IL 60523

800-814-6700

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Bellwood Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Robert Gomberg

Kelly Patrick Sibert

Cameron Hohlweck Goodman

Peter H Honigmann

Matthew Barrette

Frederick Cappetta

Arthur George Jaros

Timothy Cooper Snyder

Lillian G. Gonzalez

Aleksandar Dordevic

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

COSIGNER

DISCHARGE (OF DEBTS)

CHAPTER 13 BANKRUPTCY

AUTOMATIC STAY

WORKOUT

FAIR CREDIT BILLING ACT (FCBA)

MEANS TEST

SECRET WARRANTY PROGRAM

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