Ben Lomond Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Caleb Sequoia Baskin

Bankruptcy, Contract, Workers' Compensation, Election & Political, Dispute Resolution

Status: Licensed: 22 Years

CONTACT

101 Cooper St, Santa Cruz, CA 95060

Angel L. Hess

Real Estate Other, Wills & Probate, Divorce & Family Law, Collection

Status: Licensed: 11 Years

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133 Mission Street, Santa Cruz, CA 95060

Laurel E. Loomer

Estate, Business, Tax, Firearms, Bankruptcy & Debt

Status: Licensed: 13 Years

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Los Gatos, CA 95031

Balam Osberto Letona

Bankruptcy, Commercial Banks, Litigation, Motor Vehicle, Credit & Debt

Status: Licensed: 22 Years

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1146 Soquel Ave, Santa Cruz, CA 95063

Burl Stanley Polon

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Credit & Debt

Status: Licensed: 45 Years

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2805 Porter St, Soquel, CA 95073

Edward Court Mcdonald

Credit & Debt, Business, Civil Rights, Litigation, Commercial Real Estate

Status:

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15466 Los Gatos Blvd, Los Gatos, CA 95032

Creighton Mendivil

Mediation, Divorce, Elder Law, Collection

Status:

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314 Capitola Avenue, Capitola, CA 95010

Elaine Mei Seid

Wills, Trusts, Business, Bankruptcy

Status: Licensed: 49 Years

CONTACT

15559 Union Ave No 225, Los Gatos, CA 95032

800-814-6700

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CCCS

See Consumer Credit Counseling Service.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Ben Lomond Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Caleb Sequoia Baskin

Angel L. Hess

Laurel E. Loomer

Balam Osberto Letona

Burl Stanley Polon

Edward Court Mcdonald

Creighton Mendivil

Elaine Mei Seid

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

CHAPTER 13 BANKRUPTCY

DISCHARGEABLE DEBTS

NO-FAULT INSURANCE

IRS EXPENSES

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

CCCS

BULK SALES LAW

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