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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stan Riddle

Bankruptcy, Reorganization

Status: Licensed: 32 Years

FREE CONSULTATION

CONTACT

1300 Clay Street, Oakland, CA 94612

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status:

FREE CONSULTATION

CONTACT

1300 Clay St, Ste 600, Oakland, CA 94612

Lawrence L. Szabo

Ethics, Consumer Protection, Credit & Debt, Bankruptcy, Lawsuit & Dispute

Status: Licensed: 47 Years

CONTACT

3608 Grand Ave, Oakland, CA 94610

Michael Panah

Business, Bankruptcy, Personal Injury, Accident & Injury

Status:

CONTACT

21 Orinda Way, Orinda, CA 94563

Malcolm Leader-Picone

Litigation, Federal Appellate Practice, Employment, Bankruptcy Litigation

Status:

CONTACT

1970 Broadway, Oakland, CA 94612

Cynthia Jean Nelson

Bankruptcy

Status:

CONTACT

834 Vermont St, Oakland, CA 94610

Sharron S K Williamsgelobter

Litigation, Immigration, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

11135 San Pablo Avenue, El Cerrito, CA 94530

Timothy Lenane Mcinerney

Military & Veterans Appeals, Real Estate, Litigation, Commercial Bankruptcy

Status: Licensed: 39 Years

CONTACT

180 Grand Ave, Oakland, CA 94612

Edward Allen Kunnes

Commercial Real Estate, Real Estate, Contract, Bankruptcy

Status: Licensed: 33 Years

CONTACT

1515 Clay St, Oakland, CA 94612

Keith Harris Lynch

Litigation, Family Law, Criminal, Bankruptcy

Status: Licensed: 16 Years

CONTACT

505 14th Street, Oakland, CA 94612

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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Berkeley Bankruptcy Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Stan Riddle

Eric Boeing

Lawrence L. Szabo

Michael Panah

Malcolm Leader-Picone

Cynthia Jean Nelson

Sharron S K Williamsgelobter

Timothy Lenane Mcinerney

Edward Allen Kunnes

Keith Harris Lynch

TIPS

LEGAL TERMS

PREFERENCE

FORBEARANCE

CREDIT INSURANCE

CREDIT COUNSELING

IRS EXPENSES

FAIR LABOR STANDARDS ACT (FLSA)

WINDING UP

SECRET WARRANTY PROGRAM

BANKRUPTCY TRUSTEE

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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