Berkeley Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Darya S. Druch

Bankruptcy & Debt, Foreclosure

Status: Licensed: 37 Years

FREE CONSULTATION

CONTACT

1305 Franklin St, Oakland, CA 94612

Peter H. Liederman

Environmental Law, Contract, Credit & Debt, Personal Injury, Real Estate

Status: Licensed: 26 Years

CONTACT

2444 Russell St, Berkeley, CA 94705

Stan Riddle

Bankruptcy, Reorganization

Status: Licensed: 32 Years

FREE CONSULTATION

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1300 Clay Street, Oakland, CA 94612

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status:

FREE CONSULTATION

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1300 Clay St, Ste 600, Oakland, CA 94612

Lawrence L. Szabo

Ethics, Consumer Protection, Credit & Debt, Bankruptcy, Lawsuit & Dispute

Status: Licensed: 47 Years

CONTACT

3608 Grand Ave, Oakland, CA 94610

Michael Panah

Business, Bankruptcy, Personal Injury, Accident & Injury

Status:

CONTACT

21 Orinda Way, Orinda, CA 94563

Malcolm Leader-Picone

Litigation, Federal Appellate Practice, Employment, Bankruptcy Litigation

Status:

CONTACT

1970 Broadway, Oakland, CA 94612

Cynthia Jean Nelson

Bankruptcy

Status:

CONTACT

834 Vermont St, Oakland, CA 94610

Sharron S K Williamsgelobter

Litigation, Immigration, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

11135 San Pablo Avenue, El Cerrito, CA 94530

Timothy Lenane Mcinerney

Military & Veterans Appeals, Real Estate, Litigation, Commercial Bankruptcy

Status: Licensed: 39 Years

CONTACT

180 Grand Ave, Oakland, CA 94612

800-814-6700

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Berkeley Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Darya S. Druch

Peter H. Liederman

Stan Riddle

Eric Boeing

Lawrence L. Szabo

Michael Panah

Malcolm Leader-Picone

Cynthia Jean Nelson

Sharron S K Williamsgelobter

Timothy Lenane Mcinerney

TIPS

LEGAL TERMS

PREFERENCE

CHAPTER 13 BANKRUPTCY

COLLECTION AGENCY

COLLATERAL

C CORPORATION

GUARANTEED RESERVATION

FORBEARANCE

NO-FAULT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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