Berkeley Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Darya S. Druch

Bankruptcy & Debt, Foreclosure

Status: Licensed: 37 Years

FREE CONSULTATION

CONTACT

1305 Franklin St, Oakland, CA 94612

Peter H. Liederman

Environmental Law, Contract, Credit & Debt, Personal Injury, Real Estate

Status: Licensed: 26 Years

CONTACT

2444 Russell St, Berkeley, CA 94705

Stan Riddle

Bankruptcy, Reorganization

Status: Licensed: 32 Years

FREE CONSULTATION

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1300 Clay Street, Oakland, CA 94612

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status:

FREE CONSULTATION

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1300 Clay St, Ste 600, Oakland, CA 94612

Lawrence L. Szabo

Ethics, Consumer Protection, Credit & Debt, Bankruptcy, Lawsuit & Dispute

Status: Licensed: 47 Years

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3608 Grand Ave, Oakland, CA 94610

Michael Panah

Business, Bankruptcy, Personal Injury, Accident & Injury

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21 Orinda Way, Orinda, CA 94563

Malcolm Leader-Picone

Litigation, Federal Appellate Practice, Employment, Bankruptcy Litigation

Status:

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1970 Broadway, Oakland, CA 94612

Cynthia Jean Nelson

Bankruptcy

Status:

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834 Vermont St, Oakland, CA 94610

Sharron S K Williamsgelobter

Litigation, Immigration, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

11135 San Pablo Avenue, El Cerrito, CA 94530

Timothy Lenane Mcinerney

Military & Veterans Appeals, Real Estate, Litigation, Commercial Bankruptcy

Status: Licensed: 39 Years

CONTACT

180 Grand Ave, Oakland, CA 94612

800-814-6700

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LEGAL TERMS

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

Berkeley Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Darya S. Druch

Peter H. Liederman

Stan Riddle

Eric Boeing

Lawrence L. Szabo

Michael Panah

Malcolm Leader-Picone

Cynthia Jean Nelson

Sharron S K Williamsgelobter

Timothy Lenane Mcinerney

TIPS

LEGAL TERMS

REDEMPTION

CHAPTER 13 BANKRUPTCY

MEANS TEST

COLLECTION AGENCY

BULK SALES LAW

GUARANTEED RESERVATION

TOXIC TORT

CREDIT COUNSELING

FDCPA

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