Bethlehem Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
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  Bankruptcy & Debt
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Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business

Personal attention and client communication are our primary focus!

If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

FREE CONSULTATION

CONTACT

610-841-2398

1344 West Hamilton Street, Allentown, PA 18102

Garrett Benner

Divorce & Family Law, Divorce, Family Law, Bankruptcy & Debt, Sexual Harassment

Status:

FREE CONSULTATION

CONTACT

2005 City Line Rd, Bethlehem, PA 18017

Thomas Lightner

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

Status:

FREE CONSULTATION

CONTACT

251 E. Broad Street, Bethlehem, PA 18018

Alan R. Mege

Bankruptcy, Divorce & Family Law, Estate, Immigration, Car Accident

Status: Licensed: 28 Years

CONTACT

70 E Broad St, Bethlehem, PA 18018

Suzanne Fields

Estate, Family Law, Bankruptcy, Accident & Injury

Status: Licensed: 39 Years

CONTACT

210 E Broad St, Bethlehem, PA 18018

Paul Young

Social Security, Criminal, DUI-DWI, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

137 North 5th Street, Allentown, PA 18102

Denise Louise Wester

Credit & Debt, Business & Trade, Civil Rights, Litigation

Status: Licensed: 35 Years

CONTACT

881 3Rd St, Whitehall, PA 18052

Everett Cook

Criminal, DUI-DWI, Bankruptcy & Debt, Divorce & Family Law

FREE CONSULTATION

CONTACT

2747 Macarthur Rd, Whitehall, PA 18052

Michelle Anne Dewald

Bankruptcy, Consumer Bankruptcy, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

1683 Broadhead Ct, Bethlehem, PA 18015

Thomas Lightner

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

Status:

FREE CONSULTATION

CONTACT

801 Lehigh Street, Easton, PA 18042

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

Bethlehem Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Charles Laputka

Garrett Benner

Thomas Lightner

Alan R. Mege

Suzanne Fields

Paul Young

Denise Louise Wester

Everett Cook

Michelle Anne Dewald

Thomas Lightner

TIPS

LEGAL TERMS

MEANS TEST

LOSS DAMAGE WAIVER (LDW)

UNSECURED DEBT

REPOSSESSION

MEETING OF CREDITORS

TRADE DRESS

PRIORITY DEBT

PREFERENCE

COLLATERAL

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