Bethlehem Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business

Personal attention and client communication are our primary focus!

If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

FREE CONSULTATION

CONTACT

610-841-2398

1344 West Hamilton Street, Allentown, PA 18102

Garrett Benner

Divorce & Family Law, Divorce, Family Law, Bankruptcy & Debt, Sexual Harassment

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FREE CONSULTATION

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2005 City Line Rd, Bethlehem, PA 18017

Thomas Lightner

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

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FREE CONSULTATION

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251 E. Broad Street, Bethlehem, PA 18018

Alan R. Mege

Bankruptcy, Divorce & Family Law, Estate, Immigration, Car Accident

Status: Licensed: 28 Years

CONTACT

70 E Broad St, Bethlehem, PA 18018

Suzanne Fields

Estate, Family Law, Bankruptcy, Accident & Injury

Status: Licensed: 39 Years

CONTACT

210 E Broad St, Bethlehem, PA 18018

Paul Young

Social Security, Criminal, DUI-DWI, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

137 North 5th Street, Allentown, PA 18102

Denise Louise Wester

Litigation, Civil Rights, Business & Trade, Credit & Debt

Status: Licensed: 35 Years

CONTACT

881 3Rd St, Whitehall, PA 18052

Everett Cook

Criminal, DUI-DWI, Bankruptcy & Debt, Divorce & Family Law

FREE CONSULTATION

CONTACT

2747 Macarthur Rd, Whitehall, PA 18052

Michelle Anne Dewald

Bankruptcy, Consumer Bankruptcy, Credit & Debt, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

1683 Broadhead Ct, Bethlehem, PA 18015

Thomas Lightner

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

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FREE CONSULTATION

CONTACT

801 Lehigh Street, Easton, PA 18042

800-814-6700

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FDCPA

See Fair Debt Collections & Practices Act.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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Bethlehem Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Charles Laputka

Garrett Benner

Thomas Lightner

Alan R. Mege

Suzanne Fields

Paul Young

Denise Louise Wester

Everett Cook

Michelle Anne Dewald

Thomas Lightner

TIPS

LEGAL TERMS

AUTOMATIC STAY

UNSECURED DEBT

ABUSE

FDCPA

WINDING UP

FORBEARANCE

GUARANTOR

CHAPTER 13 BANKRUPTCY

CREDIT BUREAU

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