Bodega Bay Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

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1400 North Dutton Avenue, Santa Rosa, CA 95401

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Bob Haroche

Bankruptcy, Civil Rights, Federal Appellate Practice, Litigation, Real Estate

Status: Licensed: 37 Years

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121 N Main St, Sebastopol, CA 95472

Brian Barta

Personal Injury, Bankruptcy, Foreclosure, Credit & Debt

Status: Licensed: 34 Years

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131A Stony Cir, Santa Rosa, CA 95401

Stephanie Barber Hess

Credit & Debt, Business, Civil Rights, Trusts, Litigation

Status: Licensed: 26 Years

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400 Aviation Blvd, Santa Rosa, CA 95403

Craig A. Burnett

Bankruptcy & Debt

Status: Licensed: 40 Years

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537 Fourth Street, Santa Rosa, CA 95401

Brian A. Barboza

Bankruptcy, Bankruptcy, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

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1260 N Dutton Ave, Santa Rosa, CA 95401

Michael C. Fallon

Bankruptcy & Debt, Wills & Probate, Trusts

Status: Licensed: 46 Years

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100 E Street, Ste 219, Santa Rosa, CA 95404

Ellyn Marie Lazar

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 45 Years

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Windsor, CA 95492

James V. Sansone

Litigation, Federal Appellate Practice, Family Law, Credit & Debt

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100 B St, Santa Rosa, CA 95401

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Bodega Bay Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Julie S. Kurt

James Zakasky

Bob Haroche

Brian Barta

Stephanie Barber Hess

Craig A. Burnett

Brian A. Barboza

Michael C. Fallon

Ellyn Marie Lazar

James V. Sansone

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LEGAL TERMS

UNSECURED DEBT

NO-FAULT INSURANCE

UNDUE HARDSHIP

REDEMPTION

DISPOSABLE INCOME

TRUTH IN LENDING ACT (TILA)

BANKRUPTCY TRUSTEE

TRADE NAME

SECRET WARRANTY PROGRAM

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