Boron Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marc C. Hodges

Landlord-Tenant, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: Licensed: 12 Years

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45127 15Th St West, Lancaster, CA 93534

Benjamin Echols

Criminal, Felony, DUI-DWI, Bankruptcy

Status: Licensed: 32 Years

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530 Barstow Road, Barstow, CA 92311

Chellei Genoise Jimenez

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 22 Years

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43807 10Th St W, Lancaster, CA 93534

Robert Ripley

Bankruptcy, Transportation & Shipping, Traffic, Workers' Compensation

Status: Licensed: 54 Years

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158428 Civic Dr, Victorville, CA 92392

Mona Patel

Estate, Family Law, Bankruptcy & Debt, Personal Injury

Status: Licensed: 16 Years

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15423 Anacapa Rd, Victorville, CA 92392

Kerrie C

Bankruptcy, Family Law, Real Estate, Contract

Status:

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15427 Anacapa Rd, Victorville, CA 92392

Bradley Todd Weeks

Natural Resources, Employee Rights, Corporate, Credit & Debt

Status: Licensed: 31 Years

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1031 W Avenue, Palmdale, CA 93551

Alison Michele Greiner

Estate, Family Law, Bankruptcy

Status: Licensed: 22 Years

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17189 Yuma St, Victorville, CA 92395

Stephanie Roberts Stjohn

Real Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 29 Years

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17189 Yuma St, Victorville, CA 92395

Ricky Lee Vondrak

Litigation, Business & Trade, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 48 Years

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12277 Apple Valley Rd, Apple Valley, CA 92308

800-814-6700

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LEGAL TERMS

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

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Boron Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Marc C. Hodges

Benjamin Echols

Chellei Genoise Jimenez

Robert Ripley

Mona Patel

Kerrie C

Bradley Todd Weeks

Alison Michele Greiner

Stephanie Roberts Stjohn

Ricky Lee Vondrak

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LEGAL TERMS

C CORPORATION

CREDIT INSURANCE

BANKRUPTCY

LIEN

DISPOSABLE INCOME

FAIR CREDIT REPORTING ACT (FCRA)

MEETING OF CREDITORS

DEBT COLLECTOR

REAFFIRMATION

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