Buckhead Bankruptcy & Debt Lawyer, Georgia, page 4

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Wendell S. Agee

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  42 Years

Carmen Bolick Blakeslee

Real Estate, Consumer Rights, Bankruptcy, Car Accident
Status:  In Good Standing           Licensed:  31 Years

Michael R. Funderburk

Real Estate, Government, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  48 Years

Marion Eugene Ellington

Motor Vehicle, Immigration, Employee Rights, Bankruptcy & Debt
Status:  In Good Standing           

Thomas Monroe Mitchell

Landlord-Tenant, Land Use & Zoning, Government, Collection
Status:  In Good Standing           

Marie Sara Meltzer

Real Estate, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  12 Years

Joel M. Haber

Real Estate, Federal Trial Practice, Business & Trade, Credit & Debt
Status:  In Good Standing           

William Rhymer

Government, Elder Law, Bankruptcy
Status:  In Good Standing           Licensed:  48 Years

Cindy S. Stacey

Military Justice, Social Security, Government, Bankruptcy
Status:  In Good Standing           Licensed:  33 Years

Devona Bryant Roseberry

Adoption, Divorce & Family Law, Civil Rights, Credit & Debt
Status:  In Good Standing           Licensed:  22 Years

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800-943-8690

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)
A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT FILE

See credit report.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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