Bunker Hill Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lawrence Taliana

Landlord-Tenant, Litigation, Collection, Bankruptcy

Status:

CONTACT

Edwardsville, IL 62025

John Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

2800 Buckmaster Lane, Alton, IL 62002

Joseph Reames

Traffic, DUI-DWI, Transactions, Collection

Status: Licensed: 22 Years

CONTACT

17 Whitelaw Avenue, Wood River, IL 62095

William Asa

Commercial Real Estate, Litigation, Criminal, Collection

Status:

CONTACT

216 North Main Street, Edwardsville, IL 62025

Brian R. Kalb

Construction Contracts, Bad Faith, Commercial Insurance, Collection, Municipal

Status: Licensed: 24 Years

CONTACT

411 St Louis St, Edwardsville, IL 62025

Thomas Day Denby

Real Estate, Civil Rights, Collection, Personal Injury, Federal Appellate Practice

Status: Licensed: 37 Years

CONTACT

Carlinville, IL 62626

Thomas Ludwig

Collection

Status: Licensed: 19 Years

CONTACT

10 Sunset Hills Professional Center, Edwardsville, IL 62025

Steven Dodd Griffin

Government, Civil & Human Rights, Business & Trade, Collection

Status: Licensed: 36 Years

CONTACT

346 W St Louis Ave, East Alton, IL 62024

Charles Dana Eastman

Wills & Probate, Trusts, Corporate, Collection

Status: Licensed: 62 Years

CONTACT

2520 State St, Alton, IL 62002

Robert Bruegge

Estate Planning, Business, Collection, Bankruptcy, Public Finance

Status:

CONTACT

2227 South State Route 157, Edwardsville, IL 62025

800-814-6700

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Bunker Hill Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Lawrence Taliana

John Sholar

Joseph Reames

William Asa

Brian R. Kalb

Thomas Day Denby

Thomas Ludwig

Steven Dodd Griffin

Charles Dana Eastman

Robert Bruegge

TIPS

LEGAL TERMS

CCCS

CHAPTER 13 PLAN

FORBEARANCE

AUTOMATIC STAY

PREFERENCE

REPOSSESSION

DISPOSABLE INCOME

FAIR CREDIT BILLING ACT (FCBA)

NO-FAULT INSURANCE

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