Bunker Hill Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lawrence Taliana

Landlord-Tenant, Litigation, Collection, Bankruptcy

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CONTACT

Edwardsville, IL 62025

John Sholar

Government, Collection, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

2800 Buckmaster Lane, Alton, IL 62002

Joseph Reames

Traffic, DUI-DWI, Transactions, Collection

Status: Licensed: 22 Years

CONTACT

17 Whitelaw Avenue, Wood River, IL 62095

William Asa

Commercial Real Estate, Litigation, Criminal, Collection

Status:

CONTACT

216 North Main Street, Edwardsville, IL 62025

Brian R. Kalb

Construction Contracts, Bad Faith, Commercial Insurance, Collection, Municipal

Status: Licensed: 24 Years

CONTACT

411 St Louis St, Edwardsville, IL 62025

Thomas Day Denby

Real Estate, Civil Rights, Collection, Personal Injury, Federal Appellate Practice

Status: Licensed: 37 Years

CONTACT

Carlinville, IL 62626

Thomas Ludwig

Collection

Status: Licensed: 19 Years

CONTACT

10 Sunset Hills Professional Center, Edwardsville, IL 62025

Steven Dodd Griffin

Government, Civil & Human Rights, Business & Trade, Collection

Status: Licensed: 36 Years

CONTACT

346 W St Louis Ave, East Alton, IL 62024

Charles Dana Eastman

Wills & Probate, Trusts, Corporate, Collection

Status: Licensed: 62 Years

CONTACT

2520 State St, Alton, IL 62002

Robert Bruegge

Estate Planning, Business, Collection, Bankruptcy, Public Finance

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CONTACT

2227 South State Route 157, Edwardsville, IL 62025

800-814-6700

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FCBA

See Fair Credit Billing Act.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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Bunker Hill Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Lawrence Taliana

John Sholar

Joseph Reames

William Asa

Brian R. Kalb

Thomas Day Denby

Thomas Ludwig

Steven Dodd Griffin

Charles Dana Eastman

Robert Bruegge

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

FAIR CREDIT REPORTING ACT (FCRA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

GUARANTOR

FCBA

CREDITOR

DISCHARGEABLE DEBTS

CHAPTER 7 BANKRUPTCY

C CORPORATION

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