Calistoga Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

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1400 North Dutton Avenue, Santa Rosa, CA 95401

Denise Lucy Olrich

Science, Technology & Internet, Employee Rights, Corporate, Credit & Debt, Trademark

Status: Licensed: 43 Years

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3558 Round Barn Blvd, Santa Rosa, CA 95403

Michael C. Fallon

Bankruptcy & Debt, Wills & Probate, Trusts

Status: Licensed: 46 Years

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100 E Street, Ste 219, Santa Rosa, CA 95404

Stephanie Barber Hess

Litigation, Trusts, Business, Credit & Debt

Status: Licensed: 26 Years

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400 Aviation Blvd, Santa Rosa, CA 95403

Ellyn Marie Lazar

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 45 Years

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Windsor, CA 95492

Craig A. Burnett

Bankruptcy & Debt

Status: Licensed: 40 Years

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537 Fourth Street, Santa Rosa, CA 95401

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Licensed: 46 Years

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3635 Stallion Dr, Santa Rosa, CA 95404

Kristina Kathlene Guth

Estate Planning, Bankruptcy

Status: Licensed: 15 Years

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3142 Montecito Meadow Dr, Santa Rosa, CA 95404

Reginald Regan Hindley

Commercial Real Estate, Dispute Resolution, Gift Taxation, Banking & Finance, Credit & Debt

Status: Licensed: 41 Years

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718 Orchard St, Santa Rosa, CA 95404

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Calistoga Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James Zakasky

Julie S. Kurt

Denise Lucy Olrich

Michael C. Fallon

Stephanie Barber Hess

Ellyn Marie Lazar

Craig A. Burnett

Ronald Frederick Remmel

Kristina Kathlene Guth

Reginald Regan Hindley

TIPS

LEGAL TERMS

REAFFIRMATION

ABUSE

PRESUMED ABUSE

IRS EXPENSES

SOLE PROPRIETORSHIP

AUTOMATIC STAY

GRACE PERIOD

REDEMPTION

MEANS TEST

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