Vancouver Bankruptcy & Debt Lawyer, British Columbia

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David A. Goldberg

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Accident & Injury, Personal Injury, Insurance, Employment, Elder Law

Born in Richmond and raised in Vancouver, David received his law degree from the University of Manchester. Since he began practicing law David has had... (more)

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800-978-7280

805 West Broadway, Vancouver, BC V5Z 1K1

Farouk Jiwa

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Accident & Injury, Criminal, Litigation, Traffic, Slip & Fall Accident

Mr. Jiwa has practiced exclusively in personal injury litigation for almost 14 years with a primary emphasis on ICBC Claims. Mr. Jiwa has handled case... (more)

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800-786-1931

777 West Broadway, Vancouver, BC V5Z 4J7

Marcus M. Sixta

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Divorce & Family Law

Marcus is the founder of Crossroads Law where he practices family law and fertility law in British Columbia and Alberta. In addition, Marcus is a cert... (more)

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800-645-9220

2100, 1055 West Georgia St, Vancouver, BC V6E 3P3

Matthew Katsionis

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Divorce & Family Law

Matthew is a litigation lawyer with a primary focus on family law. He can also assist clients with various criminal and civil litigation issues. He st... (more)

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800-693-2610

1066 West Hastings Street, Vancouver, BC V6E 3X2

Kit S. Perrick

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Divorce & Family Law, Domestic Violence & Neglect, Civil & Human Rights, Native People, Child Custody

I am a civil rights and personal injury lawyer who is a passionate advocate for the victims/survivors of abuse. I have built my career representing th... (more)

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604-638-6935

400 - 1401 West Broadway, Vancouver, BC V6H 1H6

Kevin Heinrichs

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Divorce & Family Law

Kevin Heinrichs is a partner in Henderson Heinrichs. He received his Bachelor of Arts degree from Simon Fraser University in 1988 with a major in Po... (more)

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800-942-9381

1530-1188 West Georgia Street, Vancouver, BC V6E 4A2

Michael J Steven

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Family Law, Personal Injury, Wrongful Termination

Michael Steven is a senior trial lawyer who has practiced civil litigation since his call to the British Columbia Bar in 1978. Michael practices in th... (more)

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800-893-6541

5687 Yew Street, Vancouver, BC V6M 3Y2

Randall Kent Cohn

Immigration, Criminal

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236-349-2036

838 W Hastings St., Vancouver, BC V6C1C8

Sandra M. Jennings

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Divorce & Family Law, Adoption, Divorce, Alimony & Spousal Support

Sandra has been a family law lawyer for 30 years, with a focus on resolving disputes through negotiation, mediation and collaborative law. Her goal is... (more)

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604-568-9444

13761 96 Avenue, Surrey, BC V3V 0E8

Mandy Badwal

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Estate, Business, Real Estate, Business Organization, Wills & Probate

Mandy is an associate lawyer with Jiwa Law Corporation and her practice consists of matters relating to Wills and Estate Planning, Corporate and Comme... (more)

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604-568-9444

15117 101 Avenue, Surrey, BC V3R 7V4

800-620-0900

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Vancouver Bankruptcy & Debt Lawyer, British Columbia

SPONSORED LAWYERS

David A. Goldberg

Farouk Jiwa

Marcus M. Sixta

Matthew Katsionis

Kit S. Perrick

Kevin Heinrichs

Michael J Steven

Randall Kent Cohn

Sandra M. Jennings

Mandy Badwal

TIPS

LEGAL TERMS

REAFFIRMATION

CHAPTER 13 BANKRUPTCY

ACCORD AND SATISFACTION

SECRET WARRANTY PROGRAM

FRAUDULENT TRANSFER

SOLE PROPRIETORSHIP

COLLECTION AGENCY

COLLATERAL

DISCHARGE (OF DEBTS)

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