Vancouver Bankruptcy & Debt Lawyer, British Columbia

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Farouk Jiwa

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Accident & Injury, Criminal, Litigation, Traffic, Slip & Fall Accident

Mr. Jiwa has practiced exclusively in personal injury litigation for almost 14 years with a primary emphasis on ICBC Claims. Mr. Jiwa has handled case... (more)

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800-786-1931

777 West Broadway, Vancouver, BC V5Z 4J7

David A. Goldberg

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Accident & Injury, Personal Injury, Insurance, Employment, Elder Law

Born in Richmond and raised in Vancouver, David received his law degree from the University of Manchester. Since he began practicing law David has had... (more)

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800-978-7280

805 West Broadway, Vancouver, BC V5Z 1K1

Kit S. Perrick

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Divorce & Family Law, Domestic Violence & Neglect, Civil & Human Rights, Native People, Child Custody

I am a civil rights and personal injury lawyer who is a passionate advocate for the victims/survivors of abuse. I have built my career representing th... (more)

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604-638-6935

400 - 1401 West Broadway, Vancouver, BC V6H 1H6

Marcus M. Sixta

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Divorce & Family Law

Marcus is the founder of Crossroads Law where he practices family law and fertility law in British Columbia and Alberta. In addition, Marcus is a cert... (more)

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800-645-9220

2100, 1055 West Georgia St, Vancouver, BC V6E 3P3

Randall Kent Cohn

Immigration, Criminal

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236-349-2036

838 W Hastings St., Vancouver, BC V6C1C8

Matthew Katsionis

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Divorce & Family Law

Matthew is a litigation lawyer with a primary focus on family law. He can also assist clients with various criminal and civil litigation issues. He st... (more)

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800-693-2610

1066 West Hastings Street, Vancouver, BC V6E 3X2

Kevin Heinrichs

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Divorce & Family Law

Kevin Heinrichs is a partner in Henderson Heinrichs. He received his Bachelor of Arts degree from Simon Fraser University in 1988 with a major in Po... (more)

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800-942-9381

1530-1188 West Georgia Street, Vancouver, BC V6E 4A2

Michael J Steven

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Family Law, Personal Injury, Wrongful Termination

Michael Steven is a senior trial lawyer who has practiced civil litigation since his call to the British Columbia Bar in 1978. Michael practices in th... (more)

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800-893-6541

5687 Yew Street, Vancouver, BC V6M 3Y2

Sandra M. Jennings

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Divorce & Family Law, Adoption, Divorce, Alimony & Spousal Support

Sandra has been a family law lawyer for 30 years, with a focus on resolving disputes through negotiation, mediation and collaborative law. Her goal is... (more)

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604-568-9444

13761 96 Avenue, Surrey, BC V3V 0E8

Mandy Badwal

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Estate, Business, Real Estate, Business Organization, Wills & Probate

Mandy is an associate lawyer with Jiwa Law Corporation and her practice consists of matters relating to Wills and Estate Planning, Corporate and Comme... (more)

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604-568-9444

15117 101 Avenue, Surrey, BC V3R 7V4

800-620-0900

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800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

COLLATERAL

Property that guarantees payment of a secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Vancouver Bankruptcy & Debt Lawyer, British Columbia

SPONSORED LAWYERS

Farouk Jiwa

David A. Goldberg

Kit S. Perrick

Marcus M. Sixta

Randall Kent Cohn

Matthew Katsionis

Kevin Heinrichs

Michael J Steven

Sandra M. Jennings

Mandy Badwal

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LEGAL TERMS

GUARANTOR

CREDIT REPORT

FAIR CREDIT BILLING ACT (FCBA)

CREDIT INSURANCE

AUTOMATIC STAY

COLLATERAL

UNDUE HARDSHIP

LIMITED PARTNERSHIP

DISPOSABLE INCOME

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