Casselberry Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard A. Heller

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Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

FREE CONSULTATION

CONTACT

407-649-7700

611 N Wymore Rd, Winter Park, FL 32789

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

Status:

CONTACT

283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Charlie Price

Bankruptcy

Status:

FREE CONSULTATION

CONTACT

390 Maitland Avenue, Altamonte Springs, FL 32701

Erin E. Tudhope

Foreclosure, Government, Consumer Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

1681 North Maitland Avenue, Maitland, FL 32751

Amy Mai

Immigration, Bankruptcy & Debt, Estate, Business

Status:

CONTACT

2700 Westhall Lane, Maitland, FL 32751

Debra Lynn Ferwerda

Bankruptcy, Criminal, Family Law, Litigation

Status: Licensed: 29 Years

CONTACT

351 E State Road, Casselberry, FL 32708

Charles Wade Price

Litigation, Civil Rights, Corporate, Credit & Debt, Contract

Status:

CONTACT

Winter Springs, FL 32719

Erik F. Whynot

Bankruptcy, Business, Civil Rights, Commercial Real Estate, Contract

Status: Licensed: 25 Years

CONTACT

1280 Seminola Blvd, Casselberry, FL 32707

Elsie Child Turner

Intellectual Property, Trusts, Contract, Bankruptcy

Status: Licensed: 50 Years

CONTACT

201 Park Pl, Altamonte Springs, FL 32701

Matthew Robert Gross

Bankruptcy, Trusts, Government, Commercial Real Estate, Wills

Status:

CONTACT

498 Palm Springs Dr, Altamonte Springs, FL 32701

800-814-6700

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Casselberry Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Richard A. Heller

Vera June

Charlie Price

Erin E. Tudhope

Amy Mai

Debra Lynn Ferwerda

Charles Wade Price

Erik F. Whynot

Elsie Child Turner

Matthew Robert Gross

TIPS

LEGAL TERMS

INTEREST

NO-FAULT INSURANCE

CHAPTER 13 BANKRUPTCY

CHAPTER 7 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

FRATERNAL BENEFIT SOCIETY BENEFITS

REAFFIRMATION

MEANS TEST

CCCS

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