Cathedral City Bankruptcy & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Lola C. Lopez

Divorce & Family Law, Real Estate, Bankruptcy, Divorce, Child Custody

Status: Licensed: 19 Years

FREE CONSULTATION

CONTACT

777 East Tahquitz Canyon Way, Palm Springs, CA 92262

Philip Saul Klatchko

Bankruptcy, Contract, Elder Law, Family Law, Estate Planning

Status: Licensed: 51 Years

CONTACT

177 S Civic Dr, Palm Springs, CA 92262

Joseph Anthony Roman

Employee Rights, Corporate, Credit & Debt

Status: Licensed: 45 Years

CONTACT

2825 E Tahquitz Canyon Way, Palm Springs, CA 92262

Harold Christopher Heritage

Bankruptcy, Civil Rights, Family Law, Trusts, Wills

Status: Licensed: 28 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Annette Louise Isaac

Estate Planning, Family Law, Business & Trade, Commercial Bankruptcy

Status: Licensed: 25 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Michael Barry Sachs

Felony, Bankruptcy

Status: Licensed: 44 Years

CONTACT

23 Abby Rd, Rancho Mirage, CA 92270

Donald John Gagnon

Real Estate, Bankruptcy & Debt

Status: Licensed: 26 Years

CONTACT

40101 Monterey Ave, Rancho Mirage, CA 92270

Donald Gagnon III

Immigration, Bankruptcy

Status: Licensed: 26 Years

CONTACT

44100 Monterey Ave, Palm Desert, CA 92260

Douglas Michael Kaye

Bankruptcy & Debt, Credit & Debt, Collection, Credit & Debt

Status: Licensed: 37 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Augusta Marie Burney

Bankruptcy, Business & Trade, Commercial Real Estate

Status: Licensed: 25 Years

CONTACT

400 N Avenida Caballeros, Palm Springs, CA 92262

800-814-6700

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

Cathedral City Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Lola C. Lopez

Philip Saul Klatchko

Joseph Anthony Roman

Harold Christopher Heritage

Annette Louise Isaac

Michael Barry Sachs

Donald John Gagnon

Donald Gagnon III

Douglas Michael Kaye

Augusta Marie Burney

TIPS

LEGAL TERMS

TOXIC TORT

SECURED DEBT

NONEXEMPT PROPERTY

LIEN

INTEREST

GRACE PERIOD

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECRET WARRANTY PROGRAM

CREDIT FILE

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