Center Valley Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
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  Bankruptcy & Debt
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Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business

Personal attention and client communication are our primary focus!

If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

FREE CONSULTATION

CONTACT

610-841-2398

1344 West Hamilton Street, Allentown, PA 18102

Mark H. Scoblionko

Mass Torts, Health Care, Social Security, Elder Law, Credit & Debt

Status:

CONTACT

40 S 5Th St, Allentown, PA 18101

Thomas Allen Capehart

Real Estate, Estate, Business, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

455 Hamilton Street, Allentown, PA 18101

Stephen J Palopoli III

Bankruptcy

Status: Licensed: 37 Years

CONTACT

1425 Hamilton St, Allentown, PA 18102

Martin J. Karess

Real Estate, Divorce & Family Law, Collection, Personal Injury, Estate

Status: Licensed: 59 Years

CONTACT

1600 Lehigh Parkway East, Allentown, PA 18103

Thomas L. Lightner

Bankruptcy & Debt, Divorce, Wills & Probate, Divorce

Status:

CONTACT

4652 Hamilton Blvd, Allentown, PA 18103

Rebecca Jo Price

Lawsuit & Dispute, Bankruptcy & Debt

Status:

CONTACT

515 W Hamilton St, Allentown, PA 18101

Mallory Jane Sweeney

Real Estate, Employee Rights, Child Custody, Bankruptcy

Status:

CONTACT

Two N Ninth St, Allentown, PA 18101

Daniel Kevin Mccarthy

Collection

Status: Licensed: 51 Years

CONTACT

645 Hamilton Street, Allentown, PA 18101

Gretchen Lynn Petersen

Divorce & Family Law, Bankruptcy

Status: Licensed: 13 Years

CONTACT

645 W Hamilton Street, Allentown, PA 18101

800-814-6700

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCBA

See Fair Credit Billing Act.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Center Valley Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Charles Laputka

Mark H. Scoblionko

Thomas Allen Capehart

Stephen J Palopoli III

Martin J. Karess

Thomas L. Lightner

Rebecca Jo Price

Mallory Jane Sweeney

Daniel Kevin Mccarthy

Gretchen Lynn Petersen

TIPS

LEGAL TERMS

MEANS TEST

ABUSE

FCBA

DEFINED CONTRIBUTION PLAN

CREDIT INSURANCE

UNDUE HARDSHIP

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRESUMED ABUSE

DISPOSABLE INCOME

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