Center Valley Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
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  Bankruptcy & Debt
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Charles Laputka

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Bankruptcy & Debt, Real Estate, Immigration, Criminal, Business

Personal attention and client communication are our primary focus!

If you are experiencing financial difficulties, you do not have to work through them alone. The Laputka Law Office focuses on your debt/credit related... (more)

FREE CONSULTATION

CONTACT

610-841-2398

1344 West Hamilton Street, Allentown, PA 18102

Mark H. Scoblionko

Mass Torts, Health Care, Social Security, Elder Law, Credit & Debt

Status:

CONTACT

40 S 5Th St, Allentown, PA 18101

Thomas Allen Capehart

Real Estate, Estate, Business, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

455 Hamilton Street, Allentown, PA 18101

Stephen J Palopoli III

Bankruptcy

Status: Licensed: 37 Years

CONTACT

1425 Hamilton St, Allentown, PA 18102

Martin J. Karess

Real Estate, Divorce & Family Law, Collection, Personal Injury, Estate

Status: Licensed: 60 Years

CONTACT

1600 Lehigh Parkway East, Allentown, PA 18103

Thomas L. Lightner

Bankruptcy & Debt, Divorce, Wills & Probate, Divorce

Status:

CONTACT

4652 Hamilton Blvd, Allentown, PA 18103

Rebecca Jo Price

Lawsuit & Dispute, Bankruptcy & Debt

Status:

CONTACT

515 W Hamilton St, Allentown, PA 18101

Mallory Jane Sweeney

Real Estate, Employee Rights, Child Custody, Bankruptcy

Status:

CONTACT

Two N Ninth St, Allentown, PA 18101

Daniel Kevin Mccarthy

Collection

Status: Licensed: 51 Years

CONTACT

645 Hamilton Street, Allentown, PA 18101

Gretchen Lynn Petersen

Divorce & Family Law, Bankruptcy

Status: Licensed: 14 Years

CONTACT

645 W Hamilton Street, Allentown, PA 18101

800-814-6700

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CCCS

See Consumer Credit Counseling Service.

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Center Valley Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Charles Laputka

Mark H. Scoblionko

Thomas Allen Capehart

Stephen J Palopoli III

Martin J. Karess

Thomas L. Lightner

Rebecca Jo Price

Mallory Jane Sweeney

Daniel Kevin Mccarthy

Gretchen Lynn Petersen

TIPS

LEGAL TERMS

FCRA

MEANS TEST

FAIR CREDIT BILLING ACT (FCBA)

SECRET WARRANTY PROGRAM

GRACE PERIOD

REAFFIRMATION

GUARANTOR

CHAPTER 13 BANKRUPTCY

CCCS

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