Chadbourn Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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William C. Gore

Accident & Injury, Police Misconduct, Criminal, DUI-DWI

Status: Licensed: 48 Years

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115 Courthouse Sq, Whiteville, NC 28472

Oscar Mack Blanks

Traffic, Lawsuit & Dispute, Criminal, Accident & Injury, Insurance

Status: Licensed: 14 Years

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130 Memory Plaza, Whiteville, NC 28472

Michael Paul Caviness

General Practice

Status: Licensed: 22 Years

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3115 Andrew Jackson Hwy. Sw, Chadbourn, NC 28431

James R. Caviness

Wills & Probate, Traffic

Status: Licensed: 31 Years

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3115 Andrew Jackson Rd Sw, Chadbourn, NC 28431

Harold G. Pope

Lawsuit & Dispute, Government, DUI-DWI, Business

Status: Licensed: 43 Years

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706 N Madison St, Whiteville, NC 28472

Alexis J. Prease

General Practice

Status: Licensed: 41 Years

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4625 Smyrna Rd, Whiteville, NC 28472

C. Martin Scott

General Practice

Status: Licensed: 26 Years

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136 Washington Street, Whiteville, NC 28472

Kevin Grant Williamson

Motor Vehicle, Estate, Divorce & Family Law, Criminal

Status: Licensed: 16 Years

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101 Washington Street, Whiteville, NC 28472

William E. Wood

Industry Specialties, Divorce & Family Law, Criminal, Accident & Injury

Status: Licensed: 52 Years

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100 Courthouse Square, Whiteville, NC 28472

Walter Douglas Palmer

Education, Landlord-Tenant, Traffic, Dispute Resolution

Status: Licensed: 23 Years

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706 N Madison St, Whiteville, NC 28472

800-814-6700

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Chadbourn Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

William C. Gore

Oscar Mack Blanks

Michael Paul Caviness

James R. Caviness

Harold G. Pope

Alexis J. Prease

C. Martin Scott

Kevin Grant Williamson

William E. Wood

Walter Douglas Palmer

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

FAIR LABOR STANDARDS ACT (FLSA)

CHAPTER 13 BANKRUPTCY

401(K) PLAN

PRIORITY DEBT

FAIR CREDIT REPORTING ACT (FCRA)

LIQUIDATING PARTNER

PREFERENCE

BULK SALES LAW

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