Claremont Bankruptcy & Debt Lawyer, California

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael J Hemming

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Accident & Injury, Bankruptcy, Employment, Estate, Real Estate

I have been a California lawyer for over 39 years in Los Angeles County. My office provides legal representation for Los Angeles County Superior Court... (more)

CONTACT

909-413-6666

333 W Mission, Pomona, CA 91766

Robert Schmalzbach

Divorce & Family Law, Criminal, Bankruptcy & Debt, Personal Injury

Status:

FREE CONSULTATION

CONTACT

La Verne, CA 91750

Ramiro Flores Munoz

Commercial Real Estate, Litigation, Business, Credit & Debt

Status: Licensed: 16 Years

CONTACT

415 W Foothill Blvd, Claremont, CA 91711

Richard Ralph Rohde

Landlord-Tenant, Motor Vehicle, Credit & Debt, Medical Malpractice, Accident & Injury

Status: Licensed: 25 Years

CONTACT

112 Harvard Ave, Claremont, CA 91711

Nicholas Basil Spirtos

Construction, Corporate, Credit & Debt, Personal Injury

Status: Licensed: 27 Years

CONTACT

166 San Lorenzo St, Diamond Bar, CA 91766

Teresa Lynn Morrell

Land Use & Zoning, Family Law, Corporate, Credit & Debt

Status:

CONTACT

Claremont, CA 91711

John Duncan Graham

Election & Political, Environmental Law Other, Contract, Bankruptcy

Status:

CONTACT

435 Yale Ave, Claremont, CA 91711

800-814-6700

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

Claremont Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Michael J Hemming

Robert Schmalzbach

Ramiro Flores Munoz

Richard Ralph Rohde

Nicholas Basil Spirtos

Teresa Lynn Morrell

John Duncan Graham

TIPS

LEGAL TERMS

LIEN

WINDING UP

COLLECTION AGENCY

DEFINED CONTRIBUTION PLAN

DISPOSABLE INCOME

CREDIT BUREAU

TRUTH IN LENDING ACT (TILA)

COLLATERAL

CREDITOR

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