Claremont Bankruptcy & Debt Lawyer, California

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Charles Martin
About | Practice Areas
Law Office of Charles Martin
17461 Irvine Blvd Suite F Tustin, CA 92780» view map
Bankruptcy & Debt
Professional. Affordable. Reliable.

We have 19 years of experience handling thousands of bankruptcies. With our legal assistance we will guide you through the process of bankruptcy.

800-975-9061
1. Charles Martin Tustin, CA
  Attorney at Law - CA, 2003
  Chapman University J.D.
2. AboutLaw Office of Charles Martin
  We love our customers.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael J Hemming

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Accident & Injury, Bankruptcy, Employment, Estate, Real Estate

I have been a California lawyer for over 39 years in Los Angeles County. My office provides legal representation for Los Angeles County Superior Court... (more)

CONTACT

909-413-6666

333 W Mission, Pomona, CA 91766

Robert Schmalzbach

Divorce & Family Law, Criminal, Bankruptcy & Debt, Personal Injury

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FREE CONSULTATION

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La Verne, CA 91750

Ramiro Flores Munoz

Bankruptcy, Business, Litigation, Commercial Real Estate, Credit & Debt

Status: Licensed: 16 Years

CONTACT

415 W Foothill Blvd, Claremont, CA 91711

Richard Ralph Rohde

Landlord-Tenant, Motor Vehicle, Credit & Debt, Medical Malpractice, Accident & Injury

Status: Licensed: 25 Years

CONTACT

112 Harvard Ave, Claremont, CA 91711

Nicholas Basil Spirtos

Personal Injury, Credit & Debt, Corporate, Litigation, Construction

Status: Licensed: 27 Years

CONTACT

166 San Lorenzo St, Diamond Bar, CA 91766

Teresa Lynn Morrell

Credit & Debt, Corporate, Family Law, Trusts, Land Use & Zoning

Status:

CONTACT

Claremont, CA 91711

John Duncan Graham

Bankruptcy, Contract, Environmental Law Other, Election & Political, Public Finance

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CONTACT

435 Yale Ave, Claremont, CA 91711

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CCCS

See Consumer Credit Counseling Service.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Claremont Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Law Office of Charles Martin

SPONSORED LAWYERS

Michael J Hemming

Robert Schmalzbach

Ramiro Flores Munoz

Richard Ralph Rohde

Nicholas Basil Spirtos

Teresa Lynn Morrell

John Duncan Graham

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LEGAL TERMS

ABUSE

COLLECTION AGENCY

UNSECURED DEBT

DOING BUSINESS AS (DBA)

DISCHARGE (OF DEBTS)

FAIR CREDIT REPORTING ACT (FCRA)

CCCS

MEANS TEST

PREFERENCE

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