Cleburne Bankruptcy & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Johnna Bonds Mcarthur

Family Law, Juvenile Law, Consumer Bankruptcy, Criminal

Status: Licensed: 21 Years

CONTACT

1632 W Henderson St, Cleburne, TX 76033

Ryan Lee Huffman

Juvenile Law, Family Law, Credit & Debt, Personal Injury

Status:

CONTACT

204 S Buffalo St, Cleburne, TX 76033

Lane Eyer Rugeley

Litigation, Oil & Gas, Family Law, Credit & Debt

Status: Licensed: 38 Years

CONTACT

16 N Caddo St, Cleburne, TX 76031

Burt Edward Powell

Estate Planning, Bankruptcy, Elder Law, Commercial Real Estate, Estate

Status: Licensed: 41 Years

CONTACT

7 E Henderson St, Cleburne, TX 76031

Tesa Lashawn Jackson

Family Law, Criminal, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

624 North Main Street, Cleburne, TX 76033

W. Burton Baker

Litigation, Personal Injury, Consumer Bankruptcy, Commercial Real Estate

Status: Licensed: 44 Years

CONTACT

Cleburne, TX 76033

F. Steven Mcclure

Administrative Law, Credit & Debt, Personal Injury, Elder Law

Status: Licensed: 41 Years

CONTACT

204 S Buffalo Ave, Cleburne, TX 76033

Tiffany Jean Huffman Van Slyke

Family Law, Business & Trade, Consumer Bankruptcy, Personal Injury

Status: Licensed: 19 Years

CONTACT

204 S Buffalo St, Cleburne, TX 76033

Jon P. Hammond

Credit & Debt, Personal Injury, Elder Law, Family Law

Status: Licensed: 54 Years

CONTACT

5 East Henderson St, Cleburne, TX 76031

Daren Richard Van Slyke

Oil & Gas, Family Law, Credit & Debt, Personal Injury

Status: Licensed: 17 Years

CONTACT

108 E Chambers Dr, Cleburne, TX 76031

800-814-6700

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Cleburne Bankruptcy & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Johnna Bonds Mcarthur

Ryan Lee Huffman

Lane Eyer Rugeley

Burt Edward Powell

Tesa Lashawn Jackson

W. Burton Baker

F. Steven Mcclure

Tiffany Jean Huffman Van Slyke

Jon P. Hammond

Daren Richard Van Slyke

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

DEFINED CONTRIBUTION PLAN

SUBROGATION

LIQUIDATING PARTNER

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SOLE PROPRIETORSHIP

LIEN

SETOFF

LOSS DAMAGE WAIVER (LDW)

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