Cleburne Credit & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Ryan Lee Huffman

Juvenile Law, Family Law, Credit & Debt, Personal Injury

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CONTACT

204 S Buffalo St, Cleburne, TX 76033

Lane Eyer Rugeley

Litigation, Oil & Gas, Family Law, Credit & Debt

Status: Licensed: 38 Years

CONTACT

16 N Caddo St, Cleburne, TX 76031

Tesa Lashawn Jackson

Family Law, Criminal, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

624 North Main Street, Cleburne, TX 76033

F. Steven Mcclure

Administrative Law, Credit & Debt, Personal Injury, Elder Law

Status: Licensed: 41 Years

CONTACT

204 S Buffalo Ave, Cleburne, TX 76033

Jon P. Hammond

Credit & Debt, Personal Injury, Elder Law, Family Law

Status: Licensed: 54 Years

CONTACT

5 East Henderson St, Cleburne, TX 76031

Daren Richard Van Slyke

Oil & Gas, Family Law, Credit & Debt, Personal Injury

Status: Licensed: 17 Years

CONTACT

108 E Chambers Dr, Cleburne, TX 76031

Chohn T. Hickman

Construction, Litigation, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 28 Years

CONTACT

Burleson, TX 76028

E. Mark Piland

Litigation, Family Law, Business & Trade, Credit & Debt

Status: Licensed: 37 Years

CONTACT

Granbury, TX 76048

David Robert Eagle

Construction, Litigation, Credit & Debt, Personal Injury

Status: Licensed: 29 Years

CONTACT

Granbury, TX 76048

William R. Brown

Construction, Elder Law, Business & Trade, Credit & Debt

Status: Licensed: 46 Years

CONTACT

601 Strada Cir, Mansfield, TX 76063

800-814-6700

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FCRA

See Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Cleburne Credit & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Ryan Lee Huffman

Lane Eyer Rugeley

Tesa Lashawn Jackson

F. Steven Mcclure

Jon P. Hammond

Daren Richard Van Slyke

Chohn T. Hickman

E. Mark Piland

David Robert Eagle

William R. Brown

TIPS

LEGAL TERMS

TRADE NAME

UNDUE HARDSHIP

GRACE PERIOD

FCRA

CURRENT MONTHLY INCOME

FRAUDULENT TRANSFER

SETOFF

HOUSEHOLDER

PREFERENCE

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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