Cleburne Credit & Debt Lawyer, Texas

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Ted Machi
About | Practice Areas
Machi & Associates, P.C.
1521 North Cooper Street Suite 550 Arlington, TX 76011» view map
Accident & Injury, Bankruptcy, Social Secuirty
We Fight So You Don't Have To

Our professional team of attorneys and staff provide the experience and expertise needed to effectively handle your case.

800-804-0771
1. Ted Machi Arlington, TX
  Attorney at Law- TX
  Marquette University Law School, JD 1976
2. AboutMachi & Associates, P.C.
  We Fight So You Don't Have To
3. Practice AreasExpertise
  Accident & Injury Law
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Ryan Lee Huffman

Juvenile Law, Family Law, Credit & Debt, Personal Injury

Status:

CONTACT

204 S Buffalo St, Cleburne, TX 76033

Lane Eyer Rugeley

Litigation, Oil & Gas, Family Law, Credit & Debt

Status: Licensed: 38 Years

CONTACT

16 N Caddo St, Cleburne, TX 76031

Tesa Lashawn Jackson

Family Law, Criminal, Credit & Debt, Personal Injury

Status: Licensed: 23 Years

CONTACT

624 North Main Street, Cleburne, TX 76033

F. Steven Mcclure

Administrative Law, Credit & Debt, Personal Injury, Elder Law

Status: Licensed: 41 Years

CONTACT

204 S Buffalo Ave, Cleburne, TX 76033

Jon P. Hammond

Credit & Debt, Personal Injury, Elder Law, Family Law

Status: Licensed: 54 Years

CONTACT

5 East Henderson St, Cleburne, TX 76031

Daren Richard Van Slyke

Oil & Gas, Family Law, Credit & Debt, Personal Injury

Status: Licensed: 17 Years

CONTACT

108 E Chambers Dr, Cleburne, TX 76031

Chohn T. Hickman

Construction, Litigation, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 27 Years

CONTACT

Burleson, TX 76028

E. Mark Piland

Litigation, Family Law, Business & Trade, Credit & Debt

Status: Licensed: 37 Years

CONTACT

Granbury, TX 76048

David Robert Eagle

Construction, Litigation, Credit & Debt, Personal Injury

Status: Licensed: 29 Years

CONTACT

Granbury, TX 76048

William R. Brown

Construction, Elder Law, Business & Trade, Credit & Debt

Status: Licensed: 46 Years

CONTACT

601 Strada Cir, Mansfield, TX 76063

800-814-6700

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LEGAL TERMS

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Cleburne Credit & Debt Lawyer, Texas

Sponsored Law Firm

Machi & Associates, P.C.

SPONSORED LAWYERS

Ryan Lee Huffman

Lane Eyer Rugeley

Tesa Lashawn Jackson

F. Steven Mcclure

Jon P. Hammond

Daren Richard Van Slyke

Chohn T. Hickman

E. Mark Piland

David Robert Eagle

William R. Brown

TIPS

LEGAL TERMS

LIMITED LIABILITY

REDEMPTION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DEBIT CARD

UNSECURED DEBT

UNDUE HARDSHIP

DEBT COLLECTOR

IRS EXPENSES

ACCORD AND SATISFACTION

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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