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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Trisha Renee Hagman

Family Law, Collection, Litigation, Criminal

Status: In Good Standing Licensed: 2 Years

CONTACT

1727 Lauralwood Ave, Portage, MI 49002

Charles R. Bear

Real Estate, Estate, Bankruptcy & Debt, Medical Malpractice

Status: In Good Standing Licensed: 42 Years

CONTACT

1662 East Centre Avenue, Portage, MI 49002

Staci L. Salisbury

Business Organization, Collection, Estate, Credit & Debt, Estate Planning

Status: In Good Standing Licensed: 10 Years

CONTACT

Portage, MI 49081

Randall L. Brown

Bankruptcy & Debt, Business, Real Estate, Estate, Estate Planning

Status: In Good Standing Licensed: 43 Years

CONTACT

470 W. Centre Ave., Portage, MI 49002

Roxanne C. Seeber

Real Estate, Municipal, Limited Liability Companies, Consumer Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

470 W Centre Ave, Portage, MI 49024

Lana Escamilla

Litigation, International Other, Contract, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1300 W Centre Ave, Portage, MI 49024

Justin Derhammer

Employment, Child Custody, Criminal, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

8094 W X Ave, Schoolcraft, MI 49087

Michael B. Walling

Social Security -- Disability, Estate Planning, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

4625 Beckley Rd, Battle Creek, MI 49015

Michael B. Walling

Estate Planning, Elder Law, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

4625 Beckley Rd, Battle Creek, MI 49015

Edwin L. Hettinger

Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

200 Admiral Ave, Portage, MI 49002

800-923-0641

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800-943-8690

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FDCPA

See Fair Debt Collections & Practices Act.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Colon Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Trisha Renee Hagman

Charles R. Bear

Staci L. Salisbury

Randall L. Brown

Roxanne C. Seeber

Lana Escamilla

Justin Derhammer

Michael B. Walling

Michael B. Walling

Edwin L. Hettinger

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

MEANS TEST

CREDIT INSURANCE

FDCPA

DEBT COLLECTOR

REPOSSESSION

SECRET WARRANTY PROGRAM

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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