Columbia City Bankruptcy & Debt Lawyer, Oregon, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Miles D Monson

General Practice

Status: Licensed: 33 Years

CONTACT

1865 Nw 169Th Pl, Beaverton, OR 97006

Rosemary E Zook

Litigation, Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

1500 Nw Bethany Blvd, Beaverton, OR 97006

Brendan Enright

Bankruptcy, Child Support, Farms, Divorce

Status: Licensed: 41 Years

CONTACT

4511 Ne 28Th Ave, Portland, OR 97211

Robert B. Betcone

Land Use & Zoning, Credit & Debt, Environmental Law Other, Business & Trade

Status: Licensed: 33 Years

CONTACT

2701 Nw Vaughn St, Happy Valley, OR 97210

Alexzander C. J. Adams

Animal Bite, Criminal, Bed Bug, Bankruptcy

Status:

FREE CONSULTATION

CONTACT

14705 South West Millikan Way, Beaverton, OR 97006

Melissa Masat Robertson

Consumer Bankruptcy, Antitrust, Other, Business & Trade

Status: Licensed: 28 Years

CONTACT

14375 Nw Science Park Dr, Portland, OR 97229

Keith S. Dubanevich

Consumer Bankruptcy, Administrative Law, Securities, Antitrust, Securities

Status: Licensed: 42 Years

CONTACT

2832 Nw Cumberland Road, Happy Valley, OR 97210

James E Zwaanstra

Family Law, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: Licensed: 29 Years

CONTACT

5289 Ne Elam Young Pkwy, Beaverton, OR 97124

Todd W. Wetsel

General Practice

Status: Licensed: 35 Years

CONTACT

6627 Ne 82Nd Ave, Portland, OR 97220

Carl R Neil

Litigation, Admiralty & Maritime, Commercial Bankruptcy

Status: Licensed: 68 Years

CONTACT

7327 Sw Barnes Rd, Portland, OR 97225

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Columbia City Bankruptcy & Debt Lawyer, Oregon, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Miles D Monson

Rosemary E Zook

Brendan Enright

Robert B. Betcone

Alexzander C. J. Adams

Melissa Masat Robertson

Keith S. Dubanevich

James E Zwaanstra

Todd W. Wetsel

Carl R Neil

TIPS

LEGAL TERMS

GARNISHMENT

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

401(K) PLAN

DISCHARGE (OF DEBTS)

DISPOSABLE INCOME

CURRENT MONTHLY INCOME

GRACE PERIOD

NUISANCE FEES

FAIR CREDIT REPORTING ACT (FCRA)

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