Cove City Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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George M. Oliver

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Business, Bankruptcy & Debt, Bankruptcy, Commercial Bankruptcy, Lawsuit & Dispute

Mr. Oliver received his undergraduate and law degrees from UNC-Chapel Hill. He is a board certified specialist in Business Bankruptcy Law, certified b... (more)

FREE CONSULTATION

CONTACT

252-633-1930

405 Middle Street, New Bern, NC 28560

J. Douglas McCullough

Bankruptcy, Litigation

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

Ashley Baxter

Bankruptcy, Environmental Law, Family Law, Litigation

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

William H. Kroll

Bankruptcy & Debt, Real Estate

Status:

CONTACT

310 Craven Street, New Bern, NC 28563

Franklin Mcdevin Huggins

Administrative Law, Personal Injury, Consumer Bankruptcy, Wills

Status: Licensed: 16 Years

CONTACT

116 E Jones St, Trenton, NC 28585

John P. Marshall

Litigation, Lawsuit & Dispute, Trusts, Commercial Bankruptcy

Status: Licensed: 36 Years

CONTACT

Kinston, NC 28502

J. Allen Murphy

Accident & Injury, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status: Licensed: 40 Years

FREE CONSULTATION

CONTACT

320 Middle Street, New Bern, NC 28560

James M. Ayers

Traffic, Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 34 Years

CONTACT

New Bern, NC 28563

Jonathan Eric Friesen

Agriculture, Credit & Debt, Estate Planning, Business & Trade

Status:

CONTACT

405 Middle St, New Bern, NC 28560

Lindsay Gayle Murphy

Real Estate, Lawsuit & Dispute, Estate, Criminal, Bankruptcy

Status: Licensed: 9 Years

CONTACT

P O Drawer 888, New Bern, NC 28563

800-814-6700

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

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Cove City Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

George M. Oliver

J. Douglas McCullough

Ashley Baxter

William H. Kroll

Franklin Mcdevin Huggins

John P. Marshall

J. Allen Murphy

James M. Ayers

Jonathan Eric Friesen

Lindsay Gayle Murphy

TIPS

LEGAL TERMS

PRESUMED ABUSE

INTEREST

GUARANTOR

SETOFF

CCCS

ACCORD AND SATISFACTION

FAIR CREDIT BILLING ACT (FCBA)

SUBROGATION

NUISANCE FEES

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