Crossgate Bankruptcy & Debt Lawyer, Kentucky, page 2

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
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3. Practice AreasExpertise
  Bankruptcy & Debt
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Wendy Leigh Groce-Smith

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

Status:

CONTACT

6008 Brownsboro Park Boulevard, Louisville, KY 40207

Gregory James Daly

Civil Rights, Litigation, Credit & Debt, Construction

Status: Licensed: 10 Years

CONTACT

6008 Brownsboro Park Blvd, Louisville, KY 40207

Robert Waugh Adams

Real Estate, Gift Taxation, Business, Bankruptcy

Status: Licensed: 30 Years

CONTACT

6004 Brownsboro Park Blvd, Louisville, KY 40207

Jan M Glasgow

General Practice

Status:

CONTACT

2010 Croghan House Dr, Louisville, KY 40207

Helene Gordon Williams

Real Estate, Trusts, Elder Law, Bankruptcy

Status:

CONTACT

2904 Hunters Branch Drive, Louisville, KY 40241

Michael Jay Leibson

Federal Appellate Practice, Credit & Debt, Bankruptcy, Personal Injury

Status:

CONTACT

7812 Fairmeadows Lane, Louisville, KY 40222

Carolyn K. Balleisen

General Practice

Status:

CONTACT

3102 Runnymede Rd, Louisville, KY 40222

Joe Futrell Wright

Administrative Law, Credit & Debt, Employee Rights, Civil Rights, Energy

Status: Licensed: 44 Years

CONTACT

295 N Hubbards Lane, Louisville, KY 40207

Donald W Blackburn

General Practice

Status:

CONTACT

206 Sequoya Rd, Louisville, KY 40207

Allison Elkins Cooper

General Practice

Status: Licensed: 9 Years

CONTACT

314 Marshall Drive, Louisville, KY 40207

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

Crossgate Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Wendy Leigh Groce-Smith

Gregory James Daly

Robert Waugh Adams

Jan M Glasgow

Helene Gordon Williams

Michael Jay Leibson

Carolyn K. Balleisen

Joe Futrell Wright

Donald W Blackburn

Allison Elkins Cooper

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

REAFFIRMATION

PREFERENCE

FAIR LABOR STANDARDS ACT (FLSA)

BANKRUPTCY TRUSTEE

CYBERSQUATTING

GRACE PERIOD

DISPOSABLE INCOME

CREDITOR

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