Currie Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Danielle Michelle Mcclain

Bankruptcy, Commercial Real Estate

Status: Licensed: 16 Years

CONTACT

5020 Out Island Drive, Wilmington, NC 28409

Matthew J. Herrle

Real Estate, Criminal, Bankruptcy & Debt

Status: Licensed: 20 Years

CONTACT

5431 Oleander Drive, Wilmington, NC 28403

Robert E. Calder

Real Estate, Estate, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

1712 Commonwealth Drive, Wilmington, NC 28403

Erik Todd Bennington

Real Estate, Social Security, Administrative Law, Credit & Debt

Status:

CONTACT

2800 Shandy Avenue, Wilmington, NC 28409

Judi Scott

Industry Specialties, Bankruptcy & Debt

Status: Licensed: 15 Years

CONTACT

644 Village Park Drive, Wilmington, NC 28405

Nathan Coleman

Entertainment, Civil Rights, Antitrust, Bankruptcy

Status:

CONTACT

700 Military Cutoff, Wilmington, NC 28405

Gregory Scott Jones

Class Action, Estate, Bankruptcy & Debt, Products Liability

Status: Licensed: 40 Years

CONTACT

1319 Military Cutoff Rd, Wilmington, NC 28405

Gary K. Shipman

Consumer Rights, Bankruptcy & Debt, Personal Injury, Medical Malpractice, Accident & Injury

Status: Licensed: 45 Years

CONTACT

575 Military Cutoff Road, Wilmington, NC 28405

Aileen Wu Viorel

Employment, Real Estate, Litigation, Commercial Bankruptcy

Status: Licensed: 19 Years

CONTACT

575 Military Cutoff Road, Wilmington, NC 28405

Donald W. Ennis

Bankruptcy & Debt, Credit & Debt, Corporate, Electronic Commerce, Other

Status: Licensed: 39 Years

CONTACT

1800 Eastwood Rd, Wilmington, NC 28403

800-814-6700

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LEGAL TERMS

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Currie Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Danielle Michelle Mcclain

Matthew J. Herrle

Robert E. Calder

Erik Todd Bennington

Judi Scott

Nathan Coleman

Gregory Scott Jones

Gary K. Shipman

Aileen Wu Viorel

Donald W. Ennis

TIPS

LEGAL TERMS

GENERAL PARTNER

NONEXEMPT PROPERTY

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

COSIGNER

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR LABOR STANDARDS ACT (FLSA)

CHAPTER 13 BANKRUPTCY

SECURED DEBT

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