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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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2. Email
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Danielle Michelle Mcclain

Bankruptcy, Commercial Real Estate

Status: Licensed: 16 Years

CONTACT

5020 Out Island Drive, Wilmington, NC 28409

Matthew J. Herrle

Real Estate, Criminal, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

5431 Oleander Drive, Wilmington, NC 28403

Robert E. Calder

Real Estate, Estate, Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

1712 Commonwealth Drive, Wilmington, NC 28403

Erik Todd Bennington

Real Estate, Social Security, Administrative Law, Credit & Debt

Status:

CONTACT

2800 Shandy Avenue, Wilmington, NC 28409

Judi Scott

Industry Specialties, Bankruptcy & Debt

Status: Licensed: 15 Years

CONTACT

644 Village Park Drive, Wilmington, NC 28405

Nathan Coleman

Entertainment, Civil Rights, Antitrust, Bankruptcy

Status:

CONTACT

700 Military Cutoff, Wilmington, NC 28405

Gregory Scott Jones

Class Action, Estate, Bankruptcy & Debt, Products Liability

Status: Licensed: 40 Years

CONTACT

1319 Military Cutoff Rd, Wilmington, NC 28405

Gary K. Shipman

Consumer Rights, Bankruptcy & Debt, Personal Injury, Medical Malpractice, Accident & Injury

Status: Licensed: 45 Years

CONTACT

575 Military Cutoff Road, Wilmington, NC 28405

Aileen Wu Viorel

Employment, Real Estate, Litigation, Commercial Bankruptcy

Status: Licensed: 18 Years

CONTACT

575 Military Cutoff Road, Wilmington, NC 28405

Donald W. Ennis

Litigation, Corporate, Bankruptcy, Bankruptcy & Debt, Other

Status: Licensed: 39 Years

CONTACT

1800 Eastwood Rd, Wilmington, NC 28403

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CCCS

See Consumer Credit Counseling Service.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Currie Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Danielle Michelle Mcclain

Matthew J. Herrle

Robert E. Calder

Erik Todd Bennington

Judi Scott

Nathan Coleman

Gregory Scott Jones

Gary K. Shipman

Aileen Wu Viorel

Donald W. Ennis

TIPS

LEGAL TERMS

DISPOSABLE INCOME

ADMINISTRATIVE EXPENSES

DEBIT CARD

FAIR CREDIT REPORTING ACT (FCRA)

IRS EXPENSES

REDEMPTION

CCCS

COLLECTION AGENCY

WORKOUT

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