Cynthiana Bankruptcy & Debt Lawyer, Ohio, page 4

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Holly Marie Simpson

Consumer Rights, Bankruptcy & Debt, Personal Injury

Status: Licensed: 20 Years

CONTACT

6284 Taylor Pike, Blanchester, OH 45107

James Howard Williams

Corporate, Collection, Personal Injury, Social Security

Status: Licensed: 45 Years

CONTACT

245 N South St, Cuba, OH 45177

Jeff Ferguson

Trusts, Agriculture, Bankruptcy, Tax

Status: Licensed: 15 Years

CONTACT

3010 Old Us 35 E, Bellbrook, OH 45385

Jeffrey Clayton Wade

Litigation, Environmental Law Other, Workers' Compensation, Commercial Bankruptcy, Personal Injury

Status: Licensed: 30 Years

CONTACT

600 Gillam Rd, Cuba, OH 45177

Jeffrey L. Wright

Agriculture, Banking & Finance, Bankruptcy, Personal Injury, Corporate

Status: Licensed: 51 Years

CONTACT

145 N South St, Wilmington, OH 45177

Jeffry Drew Ferguson

Real Estate, Juvenile Law, Bankruptcy, Personal Injury

Status: Licensed: 39 Years

CONTACT

424 W Plane St, Bethel, OH 45106

Jennifer Sue Bock

Real Estate, Consumer Rights, Business, Bankruptcy & Debt

Status: Licensed: 12 Years

CONTACT

3271 Streamview Court, Bellbrook, OH 45305

Jerome David Catanzaro

Sports, Family Law, Bankruptcy, Personal Injury

Status: Licensed: 47 Years

CONTACT

230 Waverly Plaza, Waverly, OH 45690

Joan Marie Garaczkowski

Juvenile Law, Litigation, Family Law, Bankruptcy

Status: Licensed: 33 Years

CONTACT

602 Chillicothe St, Portsmouth, OH 45662

John Richard Stevenson

Federal Appellate Practice, Social Security, Estate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 44 Years

CONTACT

116 Poole St, West Portsmouth, OH 45663

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Cynthiana Bankruptcy & Debt Lawyer, Ohio, page 4

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Holly Marie Simpson

James Howard Williams

Jeff Ferguson

Jeffrey Clayton Wade

Jeffrey L. Wright

Jeffry Drew Ferguson

Jennifer Sue Bock

Jerome David Catanzaro

Joan Marie Garaczkowski

John Richard Stevenson

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

ADMINISTRATIVE EXPENSES

COSIGNER

IRS EXPENSES

INTEREST

SECURED DEBT

ACCORD AND SATISFACTION

NONEXEMPT PROPERTY

FAIR CREDIT REPORTING ACT (FCRA)

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