Del Mar Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mehrshad Mirkhan

Business, Bankruptcy & Debt, Accident & Injury, Real Estate

Status: In Good Standing Licensed: 26 Years

CONTACT

11622 El Camino Real, San Diego, CA 92130

Deborah Lynn Raymond

Commercial Real Estate, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Steven Keith Brumer

Estate Planning, Bankruptcy, Family Law, Trusts, Estate

Status: In Good Standing Licensed: 25 Years

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Michael Ernest Doukas

Litigation, Business, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

12734 Torrey Bluff Dr, San Diego, CA 92130

Andres Vargas

Trusts, Workers' Compensation, Employee Rights, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 14 Years

CONTACT

12636 High Bluff Dr, San Diego, CA 92130

Richard Leigh Boyer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status: In Good Standing

CONTACT

1037 Cerro Verde Dr, Solana Beach, CA 92075

Jeremy A. Martin

Public Interest Law, Adoption, Bankruptcy, Household Mold

Status: In Good Standing

CONTACT

777 South Highway 101, Solana Beach, CA 92075

Antony Derek Nash

Construction, Litigation, Business, Commercial Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

3580 Carmel Mountain Rd, San Diego, CA 92130

Robert Michael Kovalsky

Corporate, Litigation, Credit & Debt, Federal Appellate Practice

Status: In Good Standing Licensed: 38 Years

CONTACT

4405 Manchester Avenue, Encinitas, CA 92024

Vikrant Chaudhry

Bankruptcy, Contract, International, Health Care, Commercial Real Estate

Status: In Good Standing Licensed: 15 Years

CONTACT

6540 Lusk Blvd, San Diego, CA 92121

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Del Mar Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Mehrshad Mirkhan

Deborah Lynn Raymond

Steven Keith Brumer

Michael Ernest Doukas

Andres Vargas

Richard Leigh Boyer

Jeremy A. Martin

Antony Derek Nash

Robert Michael Kovalsky

Vikrant Chaudhry

TIPS

LEGAL TERMS

FORBEARANCE

COLLECTION AGENCY

CREDIT INSURANCE

MEETING OF CREDITORS

NONDISCHARGEABLE DEBTS

REAFFIRMATION

COSIGNER

UNDUE HARDSHIP

GRACE PERIOD

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