Diablo Grande Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

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23950 S. Chrisman Road, Tracy, CA 95304

Richard Leonard Schneider

Litigation, Bankruptcy

Status: Licensed: 41 Years

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20844 Shrub Oak Dr, Patterson, CA 95363

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

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FREE CONSULTATION

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1301 G Street., Modesto, CA 95354

Lauren B. Franzella

Divorce & Family Law, Child Custody, Child Support, Bankruptcy

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201 Needham St, Modesto, CA 95354

Tamie Lee Cummins

Bankruptcy & Debt, Divorce & Family Law, Child Support, Child Custody

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201 Needham St, Modesto, CA 95354

Scott Dale Mitchell

Bankruptcy, Personal Injury, Family Law, Criminal, Mass Torts

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1231 8th Street, Modesto, CA 95354

Douglas E Belyeu

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 14 Years

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1231 8Th St, Modesto, CA 95354

Jessica A. Dorn

Bankruptcy & Debt, Divorce & Family Law

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201 Needham St, Modesto, CA 95354

Julie Alice Richardson

Employee Rights, Elder Law, Administrative Law, Credit & Debt

Status: Licensed: 24 Years

CONTACT

931 10Th St, Modesto, CA 95354

Mahanvir Singh Sahota

Employee Rights, Corporate, Bankruptcy, Medical Malpractice, Construction

Status: Licensed: 19 Years

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928 12Th St, Modesto, CA 95354

800-814-6700

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

Diablo Grande Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James R. Mehlhaff

Richard Leonard Schneider

Patrick B. Greenwell

Lauren B. Franzella

Tamie Lee Cummins

Scott Dale Mitchell

Douglas E Belyeu

Jessica A. Dorn

Julie Alice Richardson

Mahanvir Singh Sahota

TIPS

LEGAL TERMS

SETOFF

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BULK SALES LAW

UNDUE HARDSHIP

MEANS TEST

401(K) PLAN

CREDIT INSURANCE

GUARANTOR

CREDIT FILE

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