Douglas County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Douglas Bankruptcy & Debt lawyer.
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Andrew L. Petty

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Accident & Injury, Personal Injury, Divorce & Family Law, Criminal, Estate

Licensed in Illinois and Florida

FREE CONSULTATION

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217-512-1434

402 S. Chestnut, Arcola, IL 61910

Raymond Lee

Estate Planning, Family Law, Municipal, Wills & Probate

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Rt 36 At Ohio St, Tuscola, IL 61953

James D Lee

Land Use & Zoning, Municipal, Labor Law, Employment

Status: Licensed: 46 Years

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Robert Edward Kosic

Commercial Real Estate, Real Estate, Estate Planning, Corporate

Status: Licensed: 13 Years

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130 N Locust St, Arcola, IL 61910

Tammy Baer

Estate Planning, Workers' Compensation, Family Law, Civil Rights

Status: Licensed: 27 Years

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102 W Wilson St, Tuscola, IL 61953

Lloyd A. Murphy

General Practice

Status: Licensed: 43 Years

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900 S Progress Blvd, Tuscola, IL 61953

Andrew William Bailey Bequette

Litigation, Estate Planning, Workers' Compensation, Personal Injury

Status: Licensed: 24 Years

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401 South Main Street, Tuscola, IL 61953

Jerry Stout

Commercial Real Estate, Estate Planning

Status: Licensed: 36 Years

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130 N Locust St, Arcola, IL 61910

David Deschler

General Practice

Status: Licensed: 22 Years

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401 S Center St, Tuscola, IL 61953

Frank Warren Lincoln

General Practice

Status: Licensed: 62 Years

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307 E. Pinzon, Tuscola, IL 61953

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT FILE

See credit report.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Douglas County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Andrew L. Petty

Raymond Lee

James D Lee

Robert Edward Kosic

Tammy Baer

Lloyd A. Murphy

Andrew William Bailey Bequette

Jerry Stout

David Deschler

Frank Warren Lincoln

TIPS

LEGAL TERMS

DEBT COLLECTOR

BANKRUPTCY TRUSTEE

CREDIT FILE

GUARANTEED RESERVATION

TRADE NAME

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

REAFFIRMATION

LIMITED PARTNERSHIP

CHAPTER 7 BANKRUPTCY

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