Douglas County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Douglas Bankruptcy & Debt lawyer.
Below are all Douglas lawyers.

Raymond Lee

Estate Planning, Family Law, Municipal, Wills & Probate

Status:

CONTACT

Rt 36 At Ohio St, Tuscola, IL 61953

Andrew L. Petty

Accident & Injury, Personal Injury, Divorce & Family Law, Criminal, Estate

Status: Licensed: 18 Years

FREE CONSULTATION

CONTACT

402 S. Chestnut, Arcola, IL 61910

James D Lee

Land Use & Zoning, Municipal, Labor Law, Employment

Status: Licensed: 46 Years

CONTACT

6 E Prairie Ct, Tuscola, IL 61953

Robert Edward Kosic

Commercial Real Estate, Real Estate, Estate Planning, Corporate

Status: Licensed: 13 Years

CONTACT

130 N Locust St, Arcola, IL 61910

Tammy Baer

Estate Planning, Workers' Compensation, Family Law, Civil Rights

Status: Licensed: 27 Years

CONTACT

102 W Wilson St, Tuscola, IL 61953

Lloyd A. Murphy

General Practice

Status: Licensed: 43 Years

CONTACT

900 S Progress Blvd, Tuscola, IL 61953

Andrew William Bailey Bequette

Litigation, Estate Planning, Workers' Compensation, Personal Injury

Status: Licensed: 24 Years

CONTACT

401 South Main Street, Tuscola, IL 61953

Jerry Stout

Commercial Real Estate, Estate Planning

Status: Licensed: 36 Years

CONTACT

130 N Locust St, Arcola, IL 61910

David Deschler

General Practice

Status: Licensed: 22 Years

CONTACT

401 S Center St, Tuscola, IL 61953

Frank Warren Lincoln

General Practice

Status: Licensed: 62 Years

CONTACT

307 E. Pinzon, Tuscola, IL 61953

800-814-6700

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Lawyer.com can help you easily and quickly find Illinois Bankruptcy & Debt Lawyers and Illinois Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Illinois cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Illinois cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Douglas County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Raymond Lee

Andrew L. Petty

James D Lee

Robert Edward Kosic

Tammy Baer

Lloyd A. Murphy

Andrew William Bailey Bequette

Jerry Stout

David Deschler

Frank Warren Lincoln

TIPS

LEGAL TERMS

PRESUMED ABUSE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT COUNSELING

BULK SALES LAW

COLLATERAL

CHAPTER 13 BANKRUPTCY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDITOR

AUTOMATIC STAY

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