Douglas County, IL Bankruptcy & Debt Lawyers, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Douglas Bankruptcy & Debt lawyer.
Below are all Douglas lawyers.

Katherine Demira Watson

Government

Status: Licensed: 32 Years

CONTACT

401 S Center St, Tuscola, IL 61953

Kenneth Crossman

Commercial Real Estate, Municipal, Estate Planning, Real Estate, Civil Rights

Status: Licensed: 11 Years

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225 S Vine St, Arthur, IL 61911

Kevin Nolan

General Practice

Status: Licensed: 34 Years

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401 South Center, Tuscola, IL 61953

Lloyd A. Murphy

General Practice

Status: Licensed: 43 Years

CONTACT

900 S Progress Blvd, Tuscola, IL 61953

Marsha Combs-skinner

Bankruptcy, Personal Injury, Estate Planning, Workers' Compensation

Status: Licensed: 35 Years

CONTACT

Newman, IL 61942

Perry Sanford Albin

General Practice

Status: Licensed: 49 Years

CONTACT

26 W Yates, Newman, IL 61942

Robert Edward Kosic

Commercial Real Estate, Real Estate, Estate Planning, Corporate

Status: Licensed: 13 Years

CONTACT

130 N Locust St, Arcola, IL 61910

Robert Michael Crossman

Commercial Real Estate, Federal Appellate Practice, Municipal, Government

Status: Licensed: 48 Years

CONTACT

225 S Vine St, Arthur, IL 61911

Ronald Glen Wright

General Practice

Status: Licensed: 48 Years

CONTACT

45 E Us Highway 36, Atwood, IL 61913

Tammy Baer

Estate Planning, Workers' Compensation, Family Law, Civil Rights

Status: Licensed: 27 Years

CONTACT

102 W Wilson St, Tuscola, IL 61953

800-814-6700

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Lawyer.com can help you easily and quickly find Illinois Bankruptcy & Debt Lawyers and Illinois Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all Illinois cities. Alternatively you can search for Bankruptcy & Debt attorneys for all Illinois cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Douglas County, IL Bankruptcy & Debt Lawyers, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Katherine Demira Watson

Kenneth Crossman

Kevin Nolan

Lloyd A. Murphy

Marsha Combs-skinner

Perry Sanford Albin

Robert Edward Kosic

Robert Michael Crossman

Ronald Glen Wright

Tammy Baer

TIPS

LEGAL TERMS

COLLECTION AGENCY

REAFFIRMATION

401(K) PLAN

ACCORD AND SATISFACTION

FRATERNAL BENEFIT SOCIETY BENEFITS

IRS EXPENSES

UNSECURED DEBT

DISPOSABLE INCOME

CURRENT MONTHLY INCOME

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