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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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John R. Urso

Other, Government, Family Law, Bankruptcy

Status: Licensed: 57 Years

CONTACT

21 Kercheval Ave, Grosse Pointe, MI 48236

S. Gary Spicer

Estate Planning, Environmental Law Other, Bankruptcy, Products Liability

Status: Licensed: 57 Years

CONTACT

31 Windmere, Grosse Pointe, MI 48236

Laura H. Mcmahon Lynch

Contract, Credit & Debt, Election & Political, Trusts

Status: Licensed: 42 Years

CONTACT

252 Lewiston Rd, Grosse Pointe, MI 48236

Martin P. Krall

Business, Bankruptcy & Debt, Dispute Resolution, Government Agencies, Banking & Finance

Status: Licensed: 46 Years

CONTACT

21 Kercheval Ave, Grosse Pointe, MI 48236

Kurt A. O'Keefe

Bankruptcy, Real Estate, Traffic, Collection, Credit & Debt

Status: Licensed: 46 Years

CONTACT

1593 Torrey Rd, Grosse Pointe, MI 48236

Linda M. Lynch

Foreclosure, Bankruptcy

Status: Licensed: 26 Years

CONTACT

1837 Kenmore Dr, Grosse Pointe, MI 48236

Theodore E. Bratton

Wrongful Death, Native People, Collection, Labor Law

Status: Licensed: 31 Years

CONTACT

1888 Littlestone Rd, Grosse Pointe, MI 48236

David Warren Hills

Litigation, Securities, Antitrust, Commercial Bankruptcy

Status:

CONTACT

1040 Blairmoor Ct, Grosse Pointe, MI 48236

Gladys Goschka

Real Estate, Consumer Rights, Business, Bankruptcy & Debt

Status: Licensed: 43 Years

CONTACT

369 Mcmillan Rd, Grosse Pointe, MI 48236

Michael V. Marston

Government, Consumer Rights, Business, Bankruptcy & Debt

Status: Licensed: 61 Years

CONTACT

51 Radnor Circle, Grosse Pointe, MI 48236

800-814-6700

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LEGAL TERMS

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT FILE

See credit report.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Eastpointe Bankruptcy & Debt Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John R. Urso

S. Gary Spicer

Laura H. Mcmahon Lynch

Martin P. Krall

Kurt A. O'Keefe

Linda M. Lynch

Theodore E. Bratton

David Warren Hills

Gladys Goschka

Michael V. Marston

TIPS

LEGAL TERMS

GUARANTEED RESERVATION

SECRET WARRANTY PROGRAM

CREDIT INSURANCE

CREDIT FILE

CHAPTER 13 PLAN

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

LOSS DAMAGE WAIVER (LDW)

NONEXEMPT PROPERTY

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