Esom Hill Bankruptcy & Debt Lawyer, Georgia, page 4

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Holly Cohen Mcmurray

Education, Real Estate, Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

848 Hiram Acworth Hwy, Hiram, GA 30141

Howard Brooks Cotten

Bankruptcy & Debt

Status: In Good Standing

CONTACT

40 Jefferson Street, Newnan, GA 30263

Ike A. Hudson

Litigation, Criminal, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

881 Wagers Mill Road, Newnan, GA 30264

Ingrid Auxiliadora Hogan

International, Aviation, Antitrust, Consumer Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

74 Creekrise Place, Palmetto, GA 30268

James Earl Goad

Child Support, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

125 North Gilmer Street, Cartersville, GA 30120

James Curran Davis Bowen

Real Estate, Dispute Resolution, Wrongful Termination, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

75 Jackson Street, Newnan, GA 30263

James H. Bone

Bankruptcy & Debt

Status: In Good Standing Licensed: 53 Years

CONTACT

50 Whitworth Road, Villa Rica, GA 30180

James Earl Goad

Estate, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

125 North Gilmer Street, Cartersville, GA 30120

James Donavan Branton

Divorce & Family Law, Criminal, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 27 Years

CONTACT

2382 Lee Place, Villa Rica, GA 30180

Jeanne Morton

Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

2929 Old Post Road, Winston, GA 30187

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Esom Hill Bankruptcy & Debt Lawyer, Georgia, page 4

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Holly Cohen Mcmurray

Howard Brooks Cotten

Ike A. Hudson

Ingrid Auxiliadora Hogan

James Earl Goad

James Curran Davis Bowen

James H. Bone

James Earl Goad

James Donavan Branton

Jeanne Morton

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LEGAL TERMS

SUBROGATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REDEMPTION

NONDISCHARGEABLE DEBTS

AUTOMATIC STAY

INTEREST

CREDIT BUREAU

LIMITED PARTNERSHIP

FAIR CREDIT REPORTING ACT (FCRA)

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