Esom Hill Bankruptcy & Debt Lawyer, Georgia, page 5

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Stanley L. Tate

Bankruptcy & Debt

Status: Retired Licensed: 51 Years

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405 Foggy Bottom Drive, Carrollton, GA 30116

Brian R. Cahn

Tax, Foreclosure, Banking & Finance, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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5 South Public Square, Cartersville, GA 30120

James Earl Goad

Child Support, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

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125 North Gilmer Street, Cartersville, GA 30120

William Morgan Akin

Commercial Real Estate, Bankruptcy, Products Liability, Personal Injury

Status: In Good Standing Licensed: 51 Years

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Cartersville, GA 30120

Thomas Neal Brunt

Real Estate, Family Law, Children's Rights, Credit & Debt

Status: In Good Standing

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135 West Cherokee Avenue, Cartersville, GA 30120

James Earl Goad

Estate, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

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125 North Gilmer Street, Cartersville, GA 30120

Wade H. Everett

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

202 South Erwin Street, Cartersville, GA 30120

David William Brookshire

Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

13 Elizabeth Street, Cartersville, GA 30120

Susan Martin Mcleod

Real Estate, Wills & Probate, Collection, Medical Malpractice

Status: In Good Standing Licensed: 43 Years

CONTACT

327 E Main Street, Cartersville, GA 30120

Orrin M. Walker

Bankruptcy, Divorce, Personal Injury, Employment Discrimination

Status: In Good Standing

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125 N Gilmer St, Cartersville, GA 30120

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Esom Hill Bankruptcy & Debt Lawyer, Georgia, page 5

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Stanley L. Tate

Brian R. Cahn

James Earl Goad

William Morgan Akin

Thomas Neal Brunt

James Earl Goad

Wade H. Everett

David William Brookshire

Susan Martin Mcleod

Orrin M. Walker

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

LIABILITY

DEFINED CONTRIBUTION PLAN

UNDUE HARDSHIP

REDEMPTION

REPOSSESSION

BANKRUPTCY

CHAPTER 13 PLAN

NONDISCHARGEABLE DEBTS

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