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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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C. Edwin Walker

Banking & Finance, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

411 Hamilton, Peoria, IL 61602

Alison E. McLaughlin

Family Law, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

Chase Building, 124 S.W. Adams Street, Peoria, IL 61602

Robert E. Pugh

Collection, Criminal, Estate Planning, Personal Injury

Status:

CONTACT

1225 N North Street, Peoria, IL 61606

Brian Holland

International Tax, Divorce & Family Law, Civil Rights, Collection, Lawsuit & Dispute

Status: Licensed: 46 Years

CONTACT

397 W Main St, Bushnell, IL 61422

Michelle Lammers

Lawsuit & Dispute, Business, Collection, Collection, Personal Injury

Status: Licensed: 31 Years

CONTACT

212 E Chestnut Street, Canton, IL 61520

Stephanie Soulsby Johnson

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Licensed: 29 Years

CONTACT

212 E Chestnut St, Canton, IL 61520

Holly Ann Harrison

Litigation, Corporate, Collection, Personal Injury

Status: Licensed: 41 Years

CONTACT

212 E Chestnut Street, Canton, IL 61520

James Joseph Elson

Commercial Real Estate, Transactions, Banking & Finance, Collection

Status: Licensed: 35 Years

CONTACT

1522 E Ash St, Canton, IL 61520

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status:

CONTACT

117 E Main St, Galesburg, IL 61401

Trisha Blake

Litigation, Family Law, Business & Trade, Collection

Status: Licensed: 12 Years

CONTACT

250 E. Main Street, Galesburg, IL 61401

800-814-6700

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Fairview Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

C. Edwin Walker

Alison E. McLaughlin

Robert E. Pugh

Brian Holland

Michelle Lammers

Stephanie Soulsby Johnson

Holly Ann Harrison

James Joseph Elson

Chad Mathew Long

Trisha Blake

TIPS

LEGAL TERMS

IRS EXPENSES

S CORPORATION

CHAPTER 13 PLAN

NONEXEMPT PROPERTY

DISCHARGEABLE DEBTS

GUARANTOR

COLLECTION AGENCY

DEBIT CARD

GENERAL PARTNER

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