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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

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301 Glenwood Avenue, Raleigh, NC 27603

Richard D. Sparkman

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 50 Years

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Angier, NC 27501

George R. Murphy

Bankruptcy, Business, Civil Rights, Federal Appellate Practice, Dispute Resolution

Status: Licensed: 52 Years

CONTACT

9 Park Place, Benson, NC 27504

Gordon E. Billheimer

Personal Injury, Credit & Debt, Insurance, Employee Rights, Arbitration

Status: Licensed: 45 Years

CONTACT

248 Mattera Drive, Clayton, NC 27527

Ralph Edward Cooper

Credit & Debt, Administrative Law, Elder Law, Family Law, Environmental Law Other

Status: Licensed: 26 Years

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629 E Main Street, Clayton, NC 27520

Victor A. Anderson

Construction, Employment, Business, Commercial Bankruptcy

Status: Licensed: 37 Years

CONTACT

203 Stone Lane, Clayton, NC 27520

Kristen Laurenti Zillioux

Real Estate Other, Real Estate, Bankruptcy

Status: Licensed: 31 Years

CONTACT

111 S Barbour Street, Clayton, NC 27520

Kyle Lewis

Criminal, Litigation, Construction, Collection, Estate

Status:

CONTACT

401 College Street, Clinton, NC 28328

Andrew John Dickerhoff

Civil & Human Rights, Estate, Collection, Trusts, Criminal

Status: Licensed: 8 Years

CONTACT

401 College Street, Clinton, NC 28328

Gregory T. Griffin

Motor Vehicle, Wills & Probate, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status: Licensed: 46 Years

CONTACT

Clinton, NC 28329

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

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Faison Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

J. Christopher Jackson

Richard D. Sparkman

George R. Murphy

Gordon E. Billheimer

Ralph Edward Cooper

Victor A. Anderson

Kristen Laurenti Zillioux

Kyle Lewis

Andrew John Dickerhoff

Gregory T. Griffin

TIPS

LEGAL TERMS

CREDIT BUREAU

ADMINISTRATIVE EXPENSES

CCCS

FDCPA

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

BANKRUPTCY

401(K) PLAN

FAIR CREDIT BILLING ACT (FCBA)

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