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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Vladislav Grant

Personal Injury, Bankruptcy, Banking & Finance, Civil Rights

Status: Licensed: 4 Years

CONTACT

1498 Sw 5Th Ave, Boca Raton, FL 33432

Philip Jay Croyle

Commercial Real Estate, Civil Rights, Contract, Credit & Debt

Status: Licensed: 47 Years

CONTACT

370 Camino Gardens Blvd, Boca Raton, FL 33432

Steven Ginns

Real Estate, Estate, Bankruptcy & Debt

Status: Licensed: 33 Years

CONTACT

370 Camino Gardens Blvd, Boca Raton, FL 33432

Angelo Anthony Gasparri

Real Estate, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

1080 S. Federal Highway, Boca Raton, FL 33487

Amy L Kaplan

Bankruptcy, Civil Rights

Status: Licensed: 22 Years

CONTACT

22674 Meridiana Dr, Boca Raton, FL 33433

Joshua Garrett Gerstin

Civil Rights, Bankruptcy, Construction, Contract, Intellectual Property

Status: Licensed: 28 Years

CONTACT

40 Se 5Th St, Boca Raton, FL 33432

Justin Liam Warren

Bankruptcy, Civil Rights, Family Law, Juvenile Law

Status: Licensed: 8 Years

CONTACT

40 Se 5Th St, Boca Raton, FL 33432

Scott Alan Weires

Civil Rights, Construction, Personal Injury, Environmental Law, Consumer Bankruptcy

Status: Licensed: 28 Years

CONTACT

14 Se 4Th St, Boca Raton, FL 33432

Steven Peter Buffone

Real Estate, Government, Business, Bankruptcy & Debt

Status: Licensed: 40 Years

CONTACT

550 S Ocean Blvd, Boca Raton, FL 33432

Kenneth Edwin Zeilberger

Commercial Real Estate, Estate Planning, Bankruptcy

Status: Licensed: 39 Years

CONTACT

400 S Dixie Hwy, Boca Raton, FL 33432

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FDCPA

See Fair Debt Collections & Practices Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Fort Lauderdale Bankruptcy & Debt Lawyer, Florida, page 5

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Vladislav Grant

Philip Jay Croyle

Steven Ginns

Angelo Anthony Gasparri

Amy L Kaplan

Joshua Garrett Gerstin

Justin Liam Warren

Scott Alan Weires

Steven Peter Buffone

Kenneth Edwin Zeilberger

TIPS

LEGAL TERMS

GUARANTOR

DOING BUSINESS AS (DBA)

SETOFF

NONEXEMPT PROPERTY

FDCPA

LOSS DAMAGE WAIVER (LDW)

DEBIT CARD

TRUTH IN LENDING ACT (TILA)

ADMINISTRATIVE EXPENSES

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