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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard A. Heller

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Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

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CONTACT

407-649-7700

611 N Wymore Rd, Winter Park, FL 32789

Jim N. Turner

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Bankruptcy & Debt, Bankruptcy Litigation, Credit & Debt, Foreclosure

As a law firm providing experienced Attorney - Lawyer legal services, assisting Orlando and Central Florida residents with Employment Law, Contract Re... (more)

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800-796-2851

3670 Maguire Boulevard, Orlando, FL 32803

Julie Jo Adams

Wills & Probate, Wills, Bankruptcy, Trusts

Status: In Good Standing

FREE CONSULTATION

CONTACT

415 South Orlando Avenue, Winter Park, FL 32789

Lynn J. Hinson

Banking & Finance, Bankruptcy, Corporate, Litigation

Status: In Good Standing

CONTACT

800 North Magnolia Avenue, Orlando, FL 32803

Edward A. Storey

Family Law, Bankruptcy, Business Organization, Dispute Resolution

Status: In Good Standing

CONTACT

212 Pasadena Place, Orlando, FL 32803

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

Status: In Good Standing

CONTACT

283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Roman V. Hammes

Bankruptcy, Litigation

Status: In Good Standing

CONTACT

1851 W. Colonial Drive, Orlando, FL 32804

Stuart Ferderer

Commercial Bankruptcy, Workout, Credit & Debt, Foreclosure

Status: In Good Standing

CONTACT

2601 Technology Dr, Orlando, FL 32804

R. Gregory Colvin

Farms, Family Law, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

1000 E. Robinson Street, Orlando, FL 32801

Ronda D. Westfall

Domestic Violence & Neglect, Alimony & Spousal Support, Divorce, Dissolution

Status: In Good Standing

CONTACT

Orlando, FL 32814

800-923-0641

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Goldenrod Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Richard A. Heller

Jim N. Turner

Julie Jo Adams

Lynn J. Hinson

Edward A. Storey

Vera June

Roman V. Hammes

Stuart Ferderer

R. Gregory Colvin

Ronda D. Westfall

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LEGAL TERMS

BANKRUPTCY TRUSTEE

CREDIT BUREAU

NUISANCE FEES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TRUTH IN LENDING ACT (TILA)

SUBROGATION

FAIR LABOR STANDARDS ACT (FLSA)

COLLATERAL

MEETING OF CREDITORS

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