Healdsburg Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julie S. Kurt

Alimony & Spousal Support, Criminal, Bankruptcy, Animal Bite

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1400 North Dutton Avenue, Santa Rosa, CA 95401

James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Ellyn Marie Lazar

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 45 Years

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Windsor, CA 95492

Stephanie Barber Hess

Litigation, Trusts, Business, Credit & Debt

Status: Licensed: 26 Years

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400 Aviation Blvd, Santa Rosa, CA 95403

Denise Lucy Olrich

Science, Technology & Internet, Employee Rights, Corporate, Credit & Debt, Trademark

Status: Licensed: 43 Years

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3558 Round Barn Blvd, Santa Rosa, CA 95403

Brian A. Barboza

Bankruptcy, Bankruptcy, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

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1260 N Dutton Ave, Santa Rosa, CA 95401

Michael C. Fallon

Bankruptcy & Debt, Wills & Probate, Trusts

Status: Licensed: 46 Years

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100 E Street, Ste 219, Santa Rosa, CA 95404

Craig A. Burnett

Bankruptcy & Debt

Status: Licensed: 40 Years

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537 Fourth Street, Santa Rosa, CA 95401

Ronald Frederick Remmel

Construction, Insurance, Collection

Status: Licensed: 46 Years

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3635 Stallion Dr, Santa Rosa, CA 95404

Brian Barta

Bankruptcy, Personal Injury, Foreclosure, Credit & Debt

Status: Licensed: 34 Years

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131A Stony Cir, Santa Rosa, CA 95401

800-814-6700

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Healdsburg Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Julie S. Kurt

James Zakasky

Ellyn Marie Lazar

Stephanie Barber Hess

Denise Lucy Olrich

Brian A. Barboza

Michael C. Fallon

Craig A. Burnett

Ronald Frederick Remmel

Brian Barta

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT BILLING ACT (FCBA)

MEANS TEST

DISCHARGEABLE DEBTS

REPOSSESSION

CURRENT MONTHLY INCOME

LIEN

MEETING OF CREDITORS

PRESUMED ABUSE

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