Imperial Beach Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alberto Moises Carranza

Foreclosure, Garnishment, Credit & Debt, Bankruptcy

Status: Licensed: 20 Years

FREE CONSULTATION

CONTACT

333 H St, Chula Vista, CA 91910

Kerry Denton

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

231 4th Ave, Chula Vista, CA 91910

James Sexton

Accident & Injury, Personal Injury, Bankruptcy

Status:

CONTACT

3130 Bonita Rd, Chula Vista, CA 91910

Ronald J. Pullen

Alimony & Spousal Support, Criminal, Bankruptcy Litigation, Bankruptcy

Status: Licensed: 48 Years

CONTACT

355 K St, Carlsbad, CA 92011

Kerry Alan Denton

Litigation, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

231 4Th Ave, Chula Vista, CA 91910

Frank Desantis

Workers' Compensation, Corporate, Bankruptcy, Medical Malpractice, Insurance

Status: Licensed: 42 Years

CONTACT

298 3Rd Ave, Chula Vista, CA 91910

Gregory K Neil

Family Law, Administrative Law, Business, Bankruptcy

Status: Licensed: 16 Years

CONTACT

458 Donax Ave, Imperial Beach, CA 91932

Ricky G Melendez

Immigration, Government, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

470 3Rd Ave, Chula Vista, CA 91910

800-814-6700

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT FILE

See credit report.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Imperial Beach Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Alberto Moises Carranza

Kerry Denton

James Sexton

Ronald J. Pullen

Kerry Alan Denton

Frank Desantis

Gregory K Neil

Ricky G Melendez

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

SUBROGATION

TRADE NAME

DISCHARGEABLE DEBTS

CREDIT REPORT

CURRENT MONTHLY INCOME

CREDIT FILE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

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