Jermyn Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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Tullio DeLuca

✓ VERIFIED

Bankruptcy & Debt, Accident & Injury, Divorce & Family Law, Employment, Estate

Tullio DeLuca was admitted to bar in 1990 in Pennsylvania, US District Court, Middle, Eastern and Western Districts of Pennsylvania. Attorney DeLuca r... (more)

FREE CONSULTATION

CONTACT

800-927-4541

381 N 9th Ave, Scranton, PA 18504

Brett Michael Freeman

✓ VERIFIED

Consumer Protection, Consumer Bankruptcy, Litigation

Attorney Brett Freeman has devoted his career to helping those who are having financial difficulties, and to making sure that those individuals are tr... (more)

CONTACT

570-589-0010

210 Montage Mountain Road, Moosic, PA 18507

Molly Dempsey Clark

Election & Political, Family Law, Business Organization, Collection

Status: In Good Standing

CONTACT

148 Adams Avenue, Scranton, PA 18503

Gene M. Molino

Bankruptcy, Family Law, Living Wills, Personal Injury

Status: In Good Standing

CONTACT

Greater Pittston Professional Ctr., 126 South Main Street, Pittston, PA 18640

Anne Marie Howells

Divorce & Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

307 W Market St, Scranton, PA 18508

Carlo Sabatini

Bankruptcy, Collection, Credit & Debt, Employment

Status: In Good Standing Licensed: 25 Years

CONTACT

216 N Blakely St, Scranton, PA 18512

David K. Brown

Estate Administration, Estate Planning, Corporate, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

220 Penn Ave, Scranton, PA 18503

James Theodore Michel

Family Law, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

119 O'Hara Hall, Scranton, PA 18510

Paul Philip Ackourey

Workers' Compensation, Juvenile Law, DUI-DWI, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

116 N Washington Ave, Scranton, PA 18503

Chris H. Kang

Litigation, Credit & Debt, Real Estate

Status: In Good Standing

CONTACT

434 Lackawanna Avenue, Scranton, PA 18503

800-923-0641

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Jermyn Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

Tullio DeLuca

Brett Michael Freeman

Molly Dempsey Clark

Gene M. Molino

Anne Marie Howells

Carlo Sabatini

David K. Brown

James Theodore Michel

Paul Philip Ackourey

Chris H. Kang

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LEGAL TERMS

NO-FAULT INSURANCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NONEXEMPT PROPERTY

NUISANCE FEES

TRUTH IN LENDING ACT (TILA)

CREDIT REPORT

DEBIT CARD

COSIGNER

BANKRUPTCY TRUSTEE

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