Kirkwood Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott M. Smith

Agriculture, Corporate, Business Organization, Collection

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124 West Exchange Street, Cambridge, IL 61238

Chad Mathew Long

Litigation, Trusts, Estate Planning, Collection

Status:

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117 E Main St, Galesburg, IL 61401

Brian Holland

International Tax, Divorce & Family Law, Civil Rights, Collection, Lawsuit & Dispute

Status: Licensed: 46 Years

CONTACT

397 W Main St, Bushnell, IL 61422

Eric Grandt Icenogle

Family Law, Criminal, Civil Rights, Collection

Status: Licensed: 15 Years

CONTACT

55 S Adams St, Carthage, IL 62321

Kameron Arthur Miller

Divorce & Family Law, Criminal, Bankruptcy, Collection

Status: Licensed: 42 Years

CONTACT

88 S. Madison Street, Carthage, IL 62321

Stephanie Soulsby Johnson

Estate Planning, Civil Rights, Collection, Personal Injury

Status: Licensed: 29 Years

CONTACT

212 E Chestnut St, Canton, IL 61520

Ted G. Collins

Estate Planning, Civil Rights, Collection, Personal Injury, Divorce & Family Law

Status: Licensed: 49 Years

CONTACT

177 W Lincoln Ave, Lewistown, IL 61542

Stephanie Johnson

Divorce & Family Law, Adoption, Collection, Estate Planning

Status: Licensed: 29 Years

CONTACT

171 W. Lincoln Avenue, Lewistown, IL 61542

800-814-6700

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

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Kirkwood Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Scott M. Smith

Chad Mathew Long

Brian Holland

Eric Grandt Icenogle

Kameron Arthur Miller

Stephanie Soulsby Johnson

Ted G. Collins

Stephanie Johnson

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LEGAL TERMS

DEFINED CONTRIBUTION PLAN

CREDITOR

TRADE NAME

NUISANCE FEES

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SUBROGATION

LIQUIDATING PARTNER

MEANS TEST

CHAPTER 7 BANKRUPTCY

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