La Canada Flintridge Bankruptcy & Debt Lawyer, California, page 5

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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Vahe Hovanessian

Employee Rights, Contract, Credit & Debt, Personal Injury

Status: Licensed: 20 Years

CONTACT

100 N Brand Blvd, Glendale, CA 91203

George Karl Rosenstock

White Collar Crime, Antitrust, Credit & Debt, Products Liability

Status: Licensed: 40 Years

CONTACT

345 east foothill, Pasadena, CA 91107

Anthony Marinaccio

Land Use & Zoning, Trusts, Contract, Bankruptcy

Status:

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225 W Broadway, Glendale, CA 91204

Victor Martin Riehl

Employee Rights, Corporate, Bankruptcy, Personal Injury

Status: Licensed: 50 Years

CONTACT

2267 Lambert Dr, La Canada Flintridge, CA 91107

Philip Eberhard Koebel

Education, Civil Rights, Contract, Credit & Debt

Status: Licensed: 18 Years

CONTACT

Pasadena, CA 91109

Jonathan Hillel Colman

White Collar Crime, Insurance, Credit & Debt, Personal Injury

Status:

CONTACT

500 N Brand Blvd, Glendale, CA 91203

Bryan James Harrison

Family Law, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 14 Years

CONTACT

301 E Colorado Blvd, Pasadena, CA 91101

Zachary Schwake

Litigation, Employee Rights, Corporate, Credit & Debt

Status: Licensed: 10 Years

CONTACT

385 E Colorado Blvd, La Canada Flintridge, CA 91101

Wesley Howard Avery

Litigation, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

758 E Colorado Blvd, La Canada Flintridge, CA 91101

James J. Waldorf

Litigation, Collection, Construction, Wills & Probate

Status:

CONTACT

100 West Broadway, Glendale, CA 91210

800-814-6700

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CCCS

See Consumer Credit Counseling Service.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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La Canada Flintridge Bankruptcy & Debt Lawyer, California, page 5

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Vahe Hovanessian

George Karl Rosenstock

Anthony Marinaccio

Victor Martin Riehl

Philip Eberhard Koebel

Jonathan Hillel Colman

Bryan James Harrison

Zachary Schwake

Wesley Howard Avery

James J. Waldorf

TIPS

LEGAL TERMS

PRESUMED ABUSE

CHAPTER 13 BANKRUPTCY

CREDIT INSURANCE

MEANS TEST

NUISANCE FEES

REDEMPTION

DOING BUSINESS AS (DBA)

CCCS

NONDISCHARGEABLE DEBTS

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